mBank (FRA:BRU) Net Loan: €38,770 Mil (As of Jun. 2026)

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FRA:BRU mBank SA FRA:BRU
61 GF Score
Price €320.10
GF Value €170.70
Valuation Significantly Overvalued
! 7 Warning Signs
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What is mBank Net Loan?

mBank FRA:BRU -0.37% 61 Net Loan is €38,770 Mil as of Jun. 2026. GuruFocus rates FRA:BRU with a GF Score™ of 61/100 and a GF Value™ of €170.70 (Significantly Overvalued). The stock has 7 warning signs investors should review.

mBank's quarterly net loan increased from Dec. 2025 (€31,552 Mil) to Mar. 2026 (€37,267 Mil) and increased from Mar. 2026 (€37,267 Mil) to Jun. 2026 (€38,770 Mil).

mBank's annual net loan increased from Dec. 2023 (€26,148 Mil) to Dec. 2024 (€37,267 Mil) and increased from Dec. 2024 (€37,267 Mil) to Dec. 2025 (€38,770 Mil).

mBank Net Loan Historical Data

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The historical data trend for mBank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

mBank Net Loan Chart

mBank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25,947.85 25,667.32 26,148.15 28,442.55 31,552.09

mBank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34,867.44 35,754.72 31,552.09 37,266.80 38,770.04
FRA:BRU
61GF Score
mBank SA FRA:BRU
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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mBank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €38,770 Mil mean?
mBank (FRA:BRU) has a Net Loan of €38,770 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on mBank and its competitors.
Is mBank's Net Loan too high?
mBank's current Net Loan is €38,770 Mil. Overall, mBank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's Net Loan compare to competitors?
mBank's Net Loan of €38,770 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on mBank and its competitors. mBank's current Net Loan is €38,770 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (FRA:BRU) is currently considered Significantly Overvalued. The stock's GF Value™ is €170.70, compared to a current price of €320.10 — trading 87.5% above its estimated fair value. The current Net Loan is €38,770 Mil. mBank's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For mBank (FRA:BRU), the current Net Loan is €38,770 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is mBank (FRA:BRU) Overvalued in 2026?

Based on GuruFocus' analysis, mBank stock appears to be overvalued. The current stock price of €320.10 is trading 87.5% above its estimated GF Value™ of €170.70. GuruFocus considers mBank to be Significantly Overvalued.

Key valuation signals for FRA:BRU:

  • Net Loan: €38,770 Mil
  • GF Value™: €170.70 vs. price of €320.10 (87.5% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the FRA:BRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

mBank Business Description

Other Exchanges MBK:PolandBRU:Germany
Address 18 Prosta Street, Warsaw, POL, 00-850
mBank SA is a Polish universal banking group and a subsidiary of Germany's Commerzbank. It serves retail, corporate, and institutional clients primarily in Poland, with additional operations in the Czech Republic and Slovakia. Its main segments are retail banking, corporate and investment banking, and treasury and other activities. Retail banking, the largest contributor to revenue, offers current and savings accounts, mortgages, consumer loans, credit cards, investment products, and insurance distributed through partnerships. Corporate and investment banking provides financing, trade finance, leasing, factoring, and capital markets services to businesses and institutions. The bank generates revenue mainly from net interest income, fees and commissions, and trading activities. It operates through a network of branches and a strong digital and mobile banking platform, which supports a large share of its customer transactions. mBank is listed on the Warsaw Stock Exchange.
61GF Score

Get the complete analysis for FRA:BRU

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€320.10
Price
€170.70
GF Value