Voya Financial (FRA:V0Y) Net Loan: €5,847 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:V0Y Voya Financial Inc FRA:V0Y
73 GF Score
Price €85.00
GF Value €70.42
! 8 Warning Signs
View Full Analysis

What is Voya Financial Net Loan?

Voya Financial FRA:V0Y -1.73% 73 Net Loan is €5,847 Mil as of Jun. 2026. GuruFocus rates FRA:V0Y with a GF Score™ of 73/100 and a GF Value™ of €70.42. The stock has 8 warning signs investors should review.

Voya Financial's quarterly net loan increased from Dec. 2025 (€6,192 Mil) to Mar. 2026 (€6,434 Mil) but then declined from Mar. 2026 (€6,434 Mil) to Jun. 2026 (€5,847 Mil).

Voya Financial's annual net loan declined from Dec. 2023 (€6,371 Mil) to Dec. 2024 (€6,434 Mil) but then increased from Dec. 2024 (€6,434 Mil) to Dec. 2025 (€5,847 Mil).


Voya Financial Net Loan Historical Data

* Premium members only.

The historical data trend for Voya Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Voya Financial Net Loan Chart

Voya Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,296.78 6,686.35 6,371.32 6,160.71 6,191.50

Voya Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,278.81 5,866.87 6,191.50 6,433.87 5,846.85
FRA:V0Y
73GF Score
Voya Financial Inc FRA:V0Y
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Voya Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €5,847 Mil mean?
Voya Financial (FRA:V0Y) has a Net Loan of €5,847 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Voya Financial and its competitors.
Is Voya Financial's Net Loan too high?
Voya Financial's current Net Loan is €5,847 Mil. Overall, Voya Financial has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Voya Financial's Net Loan compare to FRHC and HTH?
Voya Financial's Net Loan of €5,847 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Diversified Financial Services company?
A good Net Loan depends on the Diversified Financial Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Voya Financial and its competitors. Voya Financial's current Net Loan is €5,847 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voya Financial stock overvalued right now?
Voya Financial (FRA:V0Y) has a current Net Loan of €5,847 Mil. The stock's GF Value™ is €70.42, compared to a current price of €85.00 — trading 20.7% above its estimated fair value. The current Net Loan is €5,847 Mil. Voya Financial's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Voya Financial (FRA:V0Y), the current Net Loan is €5,847 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Voya Financial (FRA:V0Y) Overvalued in 2026?

Based on GuruFocus' analysis, Voya Financial stock appears to be overvalued. The current stock price of €85.00 is trading 20.7% above its estimated GF Value™ of €70.42.

Key valuation signals for FRA:V0Y:

  • Net Loan: €5,847 Mil
  • GF Value™: €70.42 vs. price of €85.00 (20.7% above fair value)
  • GF Score™: 73/100 with 8 warning signs

No single metric tells the full story. See the FRA:V0Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Voya Financial Business Description

Address 200 Park Avenue, New York, NY, USA, 10166
Voya Financial Inc is a financial services company, which, through its subsidiaries, provides various investment, insurance, and retirement solutions to individual and institutional clients in the United States. Its products and services include tax savings plans, individual retirement accounts, group life insurance plans, and employee benefits products, among others. The company tailors each of its products to the needs of its customer base. It operates its business through three principal lines: Retirement, Investment Management and Employee Benefits.The majority revenue is from Retirement segment.
73GF Score

Get the complete analysis for FRA:V0Y

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€85.00
Price
€70.42
GF Value