Charles Schwab (HAM:SWG) Net Loan: €52,654 Mil (As of Mar. 2026)


HAM:SWG Charles Schwab Corp HAM:SWG
73 GF Score
Price €87.46
GF Value €88.75
! 4 Warning Signs
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What is Charles Schwab Net Loan?

Charles Schwab HAM:SWG +3.65% 73 Net Loan is €52,654 Mil as of Mar. 2026. GuruFocus rates HAM:SWG with a GF Score™ of 73/100 and a GF Value™ of €88.75. The stock has 4 warning signs investors should review.

Charles Schwab's quarterly net loan increased from Sep. 2025 (€45,642 Mil) to Dec. 2025 (€49,494 Mil) and increased from Dec. 2025 (€49,494 Mil) to Mar. 2026 (€52,654 Mil).

Charles Schwab's annual net loan increased from Dec. 2023 (€37,083 Mil) to Dec. 2024 (€49,494 Mil) and increased from Dec. 2024 (€49,494 Mil) to Dec. 2025 (€52,654 Mil).

Charles Schwab Net Loan Historical Data

* Premium members only.

The historical data trend for Charles Schwab's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charles Schwab Net Loan Chart

Charles Schwab Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30,652.86 38,236.72 37,082.56 43,180.33 49,493.57

Charles Schwab Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43,586.93 43,701.14 45,641.64 49,493.57 52,654.28
HAM:SWG
73GF Score
Charles Schwab Corp HAM:SWG
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Charles Schwab Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €52,654 Mil mean?
Charles Schwab (HAM:SWG) has a Net Loan of €52,654 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Charles Schwab and its competitors.
Is Charles Schwab's Net Loan too high?
Charles Schwab's current Net Loan is €52,654 Mil. Overall, Charles Schwab has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Charles Schwab's Net Loan compare to HOOD and IBKR?
Charles Schwab's Net Loan of €52,654 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Capital Markets company?
A good Net Loan depends on the Capital Markets industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Charles Schwab and its competitors. Charles Schwab's current Net Loan is €52,654 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charles Schwab stock overvalued right now?
Charles Schwab (HAM:SWG) has a current Net Loan of €52,654 Mil. The stock's GF Value™ is €88.75, compared to a current price of €87.46 — trading 1.5% below its estimated fair value. The current Net Loan is €52,654 Mil. Charles Schwab's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Charles Schwab (HAM:SWG), the current Net Loan is €52,654 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Charles Schwab (HAM:SWG) Overvalued in 2026?

Based on GuruFocus' analysis, Charles Schwab stock appears to be undervalued. The current stock price of €87.46 is trading 1.5% below its estimated GF Value™ of €88.75.

Key valuation signals for HAM:SWG:

  • Net Loan: €52,654 Mil
  • GF Value™: €88.75 vs. price of €87.46 (1.5% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the HAM:SWG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Charles Schwab Business Description

Address 3000 Schwab Way, Westlake, TX, USA, 76262
Charles Schwab is one of the largest retail-oriented financial-services companies in the US, with $11.9 trillion in client assets across its brokerage, banking, asset management, custody, financial advisory, and wealth management businesses at the end of 2025. While best known for its retail brokerage offering, Schwab generates the lion's share of its revenue and profits through its Charles Schwab Bank and asset management segments. The firm is a dominant player in Registered Investment Advisor(RIA) custody, with over 40% market share, and has recently pushed into wealth management with robo-advisory, direct indexing, and other managed-investment solutions.
73GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€87.46
Price
€88.75
GF Value