Charles Schwab (HAM:SWG) GF Value Rank: 9 (As of Jul. 05, 2026) — Near Median


HAM:SWG Charles Schwab Corp HAM:SWG
73 GF Score
Price €85.10
GF Value €90.63
! 4 Warning Signs
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What is Charles Schwab GF Value Rank?

Charles Schwab HAM:SWG +1.24% 73 GF Value Rank is 9 as of Jul. 05, 2026, which is at its 10-year median of 9.00. GuruFocus rates HAM:SWG with a GF Score™ of 73/100 and a GF Value™ of €90.63. The stock has 4 warning signs investors should review.

Charles Schwab has the GF Value Rank of 9.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Charles Schwab GF Value Rank Related Terms

HAM:SWG vs HOOD, IBKR, LPLA: GF Value Rank Comparison

For the Capital Markets subindustry, Charles Schwab's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Charles Schwab GF Value Rank vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Charles Schwab's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Charles Schwab's GF Value Rank falls into.


HAM:SWG
73GF Score
Charles Schwab Corp HAM:SWG
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 9 mean?
Charles Schwab (HAM:SWG) has a GF Value Rank of 9 as of Jul. 05, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Charles Schwab and its competitors. This is near median its historical median of 9.00. Over the past decade, Charles Schwab's GF Value Rank has ranged from 7.00 to 10.00.
Is Charles Schwab's GF Value Rank too high?
Charles Schwab's current GF Value Rank of 9 is near median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 10.00. Overall, Charles Schwab has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Charles Schwab's GF Value Rank compare to HOOD and IBKR?
Charles Schwab's GF Value Rank of 9 can be compared against companies in the Capital Markets industry. Historically, Charles Schwab's own GF Value Rank has ranged from 7.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Capital Markets company?
A good GF Value Rank depends on the Capital Markets industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Charles Schwab and its competitors. Charles Schwab's current GF Value Rank is 9, which is near median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charles Schwab stock overvalued right now?
Charles Schwab (HAM:SWG) has a current GF Value Rank of 9. The stock's GF Value™ is €90.63, compared to a current price of €85.10 — trading 6.1% below its estimated fair value. The current GF Value Rank is 9, which is near median its 10-year median of 9.00. Charles Schwab's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Charles Schwab (HAM:SWG), the current GF Value Rank is 9 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Charles Schwab (HAM:SWG) Overvalued in 2026?

Based on GuruFocus' analysis, Charles Schwab stock appears to be undervalued. The current stock price of €85.10 is trading 6.1% below its estimated GF Value™ of €90.63.

Key valuation signals for HAM:SWG:

  • GF Value Rank: 9 (near median its 10-year median of 9.00)
  • GF Value™: €90.63 vs. price of €85.10 (6.1% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the HAM:SWG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Charles Schwab Business Description

Address 3000 Schwab Way, Westlake, TX, USA, 76262
Charles Schwab is one of the largest retail-oriented financial-services companies in the US, with $11.9 trillion in client assets across its brokerage, banking, asset management, custody, financial advisory, and wealth management businesses at the end of 2025. While best known for its retail brokerage offering, Schwab generates the lion's share of its revenue and profits through its Charles Schwab Bank and asset management segments. The firm is a dominant player in Registered Investment Advisor(RIA) custody, with over 40% market share, and has recently pushed into wealth management with robo-advisory, direct indexing, and other managed-investment solutions.
73GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€85.10
Price
€90.63
GF Value