Aviva (LSE:AV.) Net Loan: £30,847 Mil (As of Dec. 2025)

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LSE:AV. Aviva PLC LSE:AV.
41 GF Score
Price £6.91
! 2 Warning Signs
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What is Aviva Net Loan?

Aviva LSE:AV. +1.08% 41 Net Loan is £30,847 Mil as of Dec. 2025. GuruFocus rates LSE:AV. with a GF Score™ of 41/100. The stock has 2 warning signs investors should review.

Aviva's quarterly net loan increased from Dec. 2024 (£30,553 Mil) to Jun. 2025 (£32,765 Mil) but then declined from Jun. 2025 (£32,765 Mil) to Dec. 2025 (£30,847 Mil).

Aviva's annual net loan declined from Dec. 2023 (£31,685 Mil) to Dec. 2024 (£32,765 Mil) but then increased from Dec. 2024 (£32,765 Mil) to Dec. 2025 (£30,847 Mil).

Aviva Net Loan Historical Data

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The historical data trend for Aviva's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aviva Net Loan Chart

Aviva Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 38,611.00 29,633.00 31,685.00 30,553.00 30,847.00

Aviva Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31,685.00 31,318.00 30,553.00 32,765.00 30,847.00
LSE:AV.
41GF Score
Aviva PLC LSE:AV.
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Aviva Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of £30,847 Mil mean?
Aviva (LSE:AV.) has a Net Loan of £30,847 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Aviva and its competitors.
Is Aviva's Net Loan too high?
Aviva's current Net Loan is £30,847 Mil. Overall, Aviva has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Aviva's Net Loan compare to BRK.A and AIG?
Aviva's Net Loan of £30,847 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Aviva and its competitors. Aviva's current Net Loan is £30,847 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aviva stock overvalued right now?
Aviva (LSE:AV.) has a current Net Loan of £30,847 Mil. The current Net Loan is £30,847 Mil. Aviva's overall GF Score™ is 41/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Aviva (LSE:AV.), the current Net Loan is £30,847 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aviva Business Description

Address 80 Fenchurch Street, London, GBR, EC3M 4AE
Aviva is a multiline insurer listed on the London Stock Exchange. The company traces its roots back to the 17th century with the establishment of Hand in Hand. After the Great Fire of London, this mutual was formed to provide protection against fires. Hand in Hand was then acquired in 1905 by Commercial Union. Over the years, Hand in Hand insured London landmarks such as London Bridge, the British Museum, and Lambeth Palace. The life insurance part of Aviva began in the early part of the 18th century with the establishment of Amicable, also a mutual, but this time to protect widows and children against loss of life and loss of income.
41GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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