Aviva (LSE:AV.) Long-Term Debt: £5,536 Mil (As of Dec. 2025)


LSE:AV. Aviva PLC LSE:AV.
62 GF Score
Price £6.61
GF Value £7.96
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Aviva Long-Term Debt?

Aviva LSE:AV. +0.46% 62 Long-Term Debt is £5,536 Mil as of Dec. 2025. GuruFocus rates LSE:AV. with a GF Score™ of 62/100 and a GF Value™ of £7.96 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Aviva's Long-Term Debt for the quarter that ended in Dec. 2025 was £5,536 Mil.

Aviva's quarterly Long-Term Debt increased from Dec. 2024 (£5,562 Mil) to Jun. 2025 (£6,064 Mil) but then declined from Jun. 2025 (£6,064 Mil) to Dec. 2025 (£5,536 Mil).

Aviva's annual Long-Term Debt declined from Dec. 2023 (£6,323 Mil) to Dec. 2024 (£5,562 Mil) and declined from Dec. 2024 (£5,562 Mil) to Dec. 2025 (£5,536 Mil).

Aviva  (LSE:AV.) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Aviva Long-Term Debt Related Terms

Aviva Long-Term Debt Historical Data

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The historical data trend for Aviva's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aviva Long-Term Debt Chart

Aviva Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,344.00 6,503.00 6,323.00 5,562.00 5,536.00

Aviva Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,323.00 6,293.00 5,562.00 6,064.00 5,536.00
LSE:AV.
62GF Score
Aviva PLC LSE:AV.
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of £5,536 Mil mean?
Aviva (LSE:AV.) has a Long-Term Debt of £5,536 Mil as of Dec. 2025.
Is Aviva's Long-Term Debt too high?
Aviva's current Long-Term Debt is £5,536 Mil. Overall, Aviva has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aviva's Long-Term Debt compare to BRK.A and AIG?
Aviva's Long-Term Debt of £5,536 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Aviva's current Long-Term Debt is £5,536 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aviva stock overvalued right now?
Based on GuruFocus' analysis, Aviva (LSE:AV.) is currently considered Modestly Undervalued. The stock's GF Value™ is £7.96, compared to a current price of £6.61 — trading 16.9% below its estimated fair value. The current Long-Term Debt is £5,536 Mil. Aviva's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Aviva (LSE:AV.), the current Long-Term Debt is £5,536 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aviva (LSE:AV.) Overvalued in 2026?

Based on GuruFocus' analysis, Aviva stock appears to be undervalued. The current stock price of £6.61 is trading 16.9% below its estimated GF Value™ of £7.96. GuruFocus considers Aviva to be Modestly Undervalued.

Key valuation signals for LSE:AV.:

  • Long-Term Debt: £5,536 Mil
  • GF Value™: £7.96 vs. price of £6.61 (16.9% below fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the LSE:AV. stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aviva Business Description

Address 80 Fenchurch Street, London, GBR, EC3M 4AE
Aviva is a multiline insurer listed on the London Stock Exchange. The company traces its roots back to the 17th century with the establishment of Hand in Hand. After the Great Fire of London, this mutual was formed to provide protection against fires. Hand in Hand was then acquired in 1905 by Commercial Union. Over the years, Hand in Hand insured London landmarks such as London Bridge, the British Museum, and Lambeth Palace. The life insurance part of Aviva began in the early part of the 18th century with the establishment of Amicable, also a mutual, but this time to protect widows and children against loss of life and loss of income.
62GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£6.61
Price
£7.96
GF Value