Investec (NAM:IVD) Net Loan: R408,732 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAM:IVD Investec Ltd NAM:IVD
71 GF Score
Price R134.86
GF Value R146.12
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Investec Net Loan?

Investec NAM:IVD 71 Net Loan is R408,732 Mil as of Mar. 2026. GuruFocus rates NAM:IVD with a GF Score™ of 71/100 and a GF Value™ of R146.12 (Fairly Valued). The stock has 5 warning signs investors should review.

Investec's quarterly net loan increased from Mar. 2025 (R380,722 Mil) to Sep. 2025 (R389,429 Mil) and increased from Sep. 2025 (R389,429 Mil) to Mar. 2026 (R408,732 Mil).

Investec's annual net loan increased from Mar. 2024 (R354,292 Mil) to Mar. 2025 (R389,429 Mil) and increased from Mar. 2025 (R389,429 Mil) to Mar. 2026 (R408,732 Mil).

Investec Net Loan Historical Data

* Premium members only.

The historical data trend for Investec's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Investec Net Loan Chart

Investec Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 324,251.00 709,696.34 354,292.00 380,722.00 408,732.00

Investec Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 354,292.00 356,231.00 380,722.00 389,429.00 408,732.00
NAM:IVD
71GF Score
Investec Ltd NAM:IVD
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Investec Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of R408,732 Mil mean?
Investec (NAM:IVD) has a Net Loan of R408,732 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Investec and its competitors.
Is Investec's Net Loan too high?
Investec's current Net Loan is R408,732 Mil. Overall, Investec has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Investec's Net Loan compare to PNC and USB?
Investec's Net Loan of R408,732 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Investec and its competitors. Investec's current Net Loan is R408,732 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investec stock overvalued right now?
Based on GuruFocus' analysis, Investec (NAM:IVD) is currently considered Fairly Valued. The stock's GF Value™ is R146.12, compared to a current price of R134.86 — trading 7.7% below its estimated fair value. The current Net Loan is R408,732 Mil. Investec's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Investec (NAM:IVD), the current Net Loan is R408,732 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Investec (NAM:IVD) Overvalued in 2026?

Based on GuruFocus' analysis, Investec stock appears to be undervalued. The current stock price of R134.86 is trading 7.7% below its estimated GF Value™ of R146.12. GuruFocus considers Investec to be Fairly Valued.

Key valuation signals for NAM:IVD:

  • Net Loan: R408,732 Mil
  • GF Value™: R146.12 vs. price of R134.86 (7.7% below fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the NAM:IVD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Investec Business Description

Address 100 Grayston Drive, Sandown, Sandton, ZAF, 2196
Investec Ltd offers specialist banking and wealth & investment services. It provides Investment advisory services, financial planning, stockbroking, lending, treasury solutions, transactional banking, investment activities, and deposit-raising activities.
71GF Score

Get the complete analysis for NAM:IVD

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R134.86
Price
R146.12
GF Value