AT&T (T) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

T AT&T Inc T
74 GF Score
Price $21.55
GF Value $23.67
Valuation Fairly Valued
! 3 Warning Signs
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What is AT&T Net Loan?

Net Loan only applies to banks and insurance companies.

T
74GF Score
AT&T Inc T
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is AT&T (T) Overvalued in 2026?

Based on GuruFocus' analysis, AT&T stock appears to be undervalued. The current stock price of $21.55 is trading 9% below its estimated GF Value™ of $23.67. GuruFocus considers AT&T to be Fairly Valued.

Key valuation signals for T:

  • Net Loan:
  • GF Value™: $23.67 vs. price of $21.55 (9% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AT&T Business Description

Address 208 S. Akard Street, Dallas, TX, USA, 75202
The wireless business contributes nearly 70% of AT&T's revenue. The company is the third-largest US wireless carrier, connecting 74 million postpaid and 17 million prepaid phone customers. Fixed-line enterprise services, which account for about 14% of revenue, include internet access, private networking, security, voice, and wholesale network capacity. Residential services, about 11% of revenue, primarily consist of in-home broadband internet access, serving 15 million customers. AT&T also has a sizable presence in Mexico, with 25 million wireless customers, but this business only accounts for 3% of revenue. The company recently sold its 70% equity stake in satellite television provider DirecTV to its partner, private equity firm TPG.
74GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.55
Price
$23.67
GF Value