VLNT (Vallant Financial) Net Loan: $1,732.75 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

VLNT Vallant Financial Inc VLNT
8 GF Score
Price $23.40
View Full Analysis

What is Vallant Financial Net Loan?

Vallant Financial VLNT 8 Net Loan is $1,732.75 Mil as of Mar. 2026. GuruFocus rates VLNT with a GF Score™ of 8/100.

Vallant Financial's quarterly net loan stayed the same from . 20 ($0.00 Mil) to Mar. 2025 ($0.00 Mil) but then increased from Mar. 2025 ($0.00 Mil) to Mar. 2026 ($1,732.75 Mil).

Vallant Financial Net Loan Historical Data

* Premium members only.

The historical data trend for Vallant Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vallant Financial Net Loan Chart

Vallant Financial Annual Data
Trend
Net Loan

Vallant Financial Semi-Annual Data
Mar25 Mar26
Net Loan 0.00 1,732.75
VLNT
8GF Score
Vallant Financial Inc VLNT
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vallant Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,732.75 Mil mean?
Vallant Financial (VLNT) has a Net Loan of $1,732.75 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Vallant Financial and its competitors.
Is Vallant Financial's Net Loan too high?
Vallant Financial's current Net Loan is $1,732.75 Mil. Overall, Vallant Financial has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Vallant Financial's Net Loan compare to FVCB and FSBW?
Vallant Financial's Net Loan of $1,732.75 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Vallant Financial and its competitors. Vallant Financial's current Net Loan is $1,732.75 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vallant Financial stock overvalued right now?
Vallant Financial (VLNT) has a current Net Loan of $1,732.75 Mil. The current Net Loan is $1,732.75 Mil. Vallant Financial's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Vallant Financial (VLNT), the current Net Loan is $1,732.75 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vallant Financial Business Description

Address 884 Elbert Street, P.O. Box 430, Elberton, GA, USA, 30635-0430
Vallant Financial Inc is a bank holding company engaged in the ownership and management of its wholly owned subsidiary, Pinnacle Bank. The Bank provides a full range of commercial banking services and operates mainly in Northeast Georgia.
8GF Score

Get the complete analysis for VLNT

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.40
Price