VLNT (Vallant Financial) LT-Debt-to-Total-Asset: 0.01 (As of Mar. 2026)


VLNT Vallant Financial Inc VLNT
8 GF Score
Price $215.00
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What is Vallant Financial LT-Debt-to-Total-Asset?

Vallant Financial VLNT 8 LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus rates VLNT with a GF Score™ of 8/100.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Vallant Financial's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.01.

Vallant Financial's long-term debt to total assets ratio increased from . 20 (0.00) to Mar. 2026 (0.01). It may suggest that Vallant Financial is progressively becoming more dependent on debt to grow their business.

Vallant Financial  (OTCPK:VLNT) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Vallant Financial LT-Debt-to-Total-Asset Related Terms

Vallant Financial LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Vallant Financial's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vallant Financial LT-Debt-to-Total-Asset Chart

Vallant Financial Annual Data
Trend
LT-Debt-to-Total-Asset

Vallant Financial Semi-Annual Data
Mar25 Mar26
LT-Debt-to-Total-Asset 0.00 0.01
VLNT
8GF Score
Vallant Financial Inc VLNT
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Vallant Financial LT-Debt-to-Total-Asset Calculation

Vallant Financial's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in . 20 is calculated as

LT Debt to Total Assets (A: . 20 )=Long-Term Debt & Capital Lease Obligation (A: . 20 )/Total Assets (A: . 20 )
=/
=

Vallant Financial's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=31.477/2342.744
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.01 mean?
Vallant Financial (VLNT) has a LT-Debt-to-Total-Asset of 0.01 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Vallant Financial and its competitors.
Is Vallant Financial's LT-Debt-to-Total-Asset too high?
Vallant Financial's current LT-Debt-to-Total-Asset is 0.01. Overall, Vallant Financial has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Vallant Financial's LT-Debt-to-Total-Asset compare to ?
Vallant Financial's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Vallant Financial and its competitors. Vallant Financial's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vallant Financial stock overvalued right now?
Vallant Financial (VLNT) has a current LT-Debt-to-Total-Asset of 0.01. The current LT-Debt-to-Total-Asset is 0.01. Vallant Financial's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Vallant Financial (VLNT), the current LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vallant Financial Business Description

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Address 884 Elbert Street, P.O. Box 430, Elberton, GA, USA, 30635-0430
Vallant Financial Inc is a bank holding company engaged in the ownership and management of its wholly owned subsidiary, Pinnacle Bank. The Bank provides a full range of commercial banking services and operates mainly in Northeast Georgia.
8GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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