AXA (XSWX:CS) Net Loan: CHF25,660 Mil (As of Dec. 2025)


XSWX:CS AXA SA XSWX:CS
70 GF Score
Price CHF37.96
GF Value CHF33.11
! 5 Warning Signs
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What is AXA Net Loan?

AXA XSWX:CS 70 Net Loan is CHF25,660 Mil as of Dec. 2025. GuruFocus rates XSWX:CS with a GF Score™ of 70/100 and a GF Value™ of CHF33.11. The stock has 5 warning signs investors should review.

AXA's quarterly net loan declined from Dec. 2024 (CHF26,066 Mil) to Jun. 2025 (CHF25,514 Mil) but then increased from Jun. 2025 (CHF25,514 Mil) to Dec. 2025 (CHF25,660 Mil).

AXA's annual net loan declined from Dec. 2023 (CHF28,145 Mil) to Dec. 2024 (CHF25,514 Mil) and declined from Dec. 2024 (CHF25,514 Mil) to Dec. 2025 (CHF25,660 Mil).

AXA Net Loan Historical Data

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The historical data trend for AXA's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AXA Net Loan Chart

AXA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 31,053.66 28,145.14 26,065.53 25,660.37

AXA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28,145.14 27,537.51 26,065.53 25,514.03 25,660.37
XSWX:CS
70GF Score
AXA SA XSWX:CS
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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AXA Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CHF25,660 Mil mean?
AXA (XSWX:CS) has a Net Loan of CHF25,660 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on AXA and its competitors.
Is AXA's Net Loan too high?
AXA's current Net Loan is CHF25,660 Mil. Overall, AXA has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does AXA's Net Loan compare to BRK.A and AIG?
AXA's Net Loan of CHF25,660 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on AXA and its competitors. AXA's current Net Loan is CHF25,660 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AXA stock overvalued right now?
AXA (XSWX:CS) has a current Net Loan of CHF25,660 Mil. The stock's GF Value™ is CHF33.11, compared to a current price of CHF37.96 — trading 14.6% above its estimated fair value. The current Net Loan is CHF25,660 Mil. AXA's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For AXA (XSWX:CS), the current Net Loan is CHF25,660 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AXA (XSWX:CS) Overvalued in 2026?

Based on GuruFocus' analysis, AXA stock appears to be overvalued. The current stock price of CHF37.96 is trading 14.6% above its estimated GF Value™ of CHF33.11.

Key valuation signals for XSWX:CS:

  • Net Loan: CHF25,660 Mil
  • GF Value™: CHF33.11 vs. price of CHF37.96 (14.6% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the XSWX:CS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AXA Business Description

Address 25, Avenue Matignon, Paris, FRA, 75008
AXA's origins date back to Ancienne Mutuelle, one of the few insurers that remained after the creation of the French social security system. With the threat of nationalization, a merger took place between Drouot and AXA, which was then still known as Mutuelles Unies in 1982, and later Présence. Ten years later, AXA acquired North American life insurer Equitable Holdings. This was a time of expansion as AXA also bought the French insurer UAP. As markets crashed at the turn of the millennium, AXA decided to refocus its business and exited its stake in US investment bank Donaldson, Lufkin & Jenrette. A few years later, the business expanded again with the acquisition of Swiss insurer Winterthur. AXA has reshaped its portfolio to technical risks.
70GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF37.96
Price
CHF33.11
GF Value