AXA (XSWX:CS) 3-Year EPS without NRI Growth Rate: 7.80% (As of Jun. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:CS AXA SA XSWX:CS
68 GF Score
Price CHF40.69
GF Value CHF39.77
Valuation Fairly Valued
! 5 Warning Signs
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What is AXA 3-Year EPS without NRI Growth Rate?

AXA XSWX:CS 68 3-Year EPS without NRI Growth Rate is 7.80% as of Jun. 2026, which is 4% above its 10-year median of 7.50. GuruFocus rates XSWX:CS with a GF Score™ of 68/100 and a GF Value™ of CHF39.77 (Fairly Valued). The stock has 5 warning signs investors should review. Among 402 Insurance companies, AXA ranks worse than 65.92% on this metric.

AXA's EPS without NRI for the six months ended in Jun. 2026 was CHF2.02.

During the past 12 months, AXA's average EPS without NRI Growth Rate was 13.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 7.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was 15.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of AXA was 100.00% per year. The lowest was -40.70% per year. And the median was 7.50% per year.


AXA  (XSWX:CS) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


AXA 3-Year EPS without NRI Growth Rate Related Terms


XSWX:CS vs BRK.A, AIG, HIG: 3-Year EPS without NRI Growth Rate Comparison

For the Insurance - Diversified subindustry, AXA's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AXA 3-Year EPS without NRI Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, AXA's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where AXA's 3-Year EPS without NRI Growth Rate falls into.


XSWX:CS
68GF Score
AXA SA XSWX:CS
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AXA 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 7.80% mean?
AXA (XSWX:CS) has a 3-Year EPS without NRI Growth Rate of 7.80% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for AXA and its competitors. This is near median its historical median of 7.50. According to the industry distribution chart, AXA ranks #265 out of 402 companies in the Insurance industry, placing it in the top 65.9%.
Is AXA's 3-Year EPS without NRI Growth Rate too high?
AXA's current 3-Year EPS without NRI Growth Rate of 7.80% is near median its 10-year median of 7.50. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.35. AXA's value of 7.80% is 52.3% below this industry median. Based on the distribution chart, AXA ranks #265 out of 402 companies in the Insurance industry, which is below the industry midpoint. Overall, AXA has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AXA's 3-Year EPS without NRI Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AXA ranks #265 out of 402 companies for 3-Year EPS without NRI Growth Rate. This places AXA in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.35. AXA's value of 7.80% is 52.3% below this benchmark. While the company's 10-year median is 7.50 vs. the industry median of 16.35, AXA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.35, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AXA's current 3-Year EPS without NRI Growth Rate of 7.80% is 52.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for AXA and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AXA's current 3-Year EPS without NRI Growth Rate is 7.80%, which is near median its own 10-year median of 7.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AXA stock overvalued right now?
Based on GuruFocus' analysis, AXA (XSWX:CS) is currently considered Fairly Valued. The stock's GF Value™ is CHF39.77, compared to a current price of CHF40.69 — trading 2.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 7.80%, which is near median its 10-year median of 7.50 and 52.3% below the Insurance industry median of 16.35. AXA's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For AXA (XSWX:CS), the current 3-Year EPS without NRI Growth Rate is 7.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AXA (XSWX:CS) Overvalued in 2026?

Based on GuruFocus' analysis, AXA stock appears to be overvalued. The current stock price of CHF40.69 is trading 2.3% above its estimated GF Value™ of CHF39.77. GuruFocus considers AXA to be Fairly Valued.

Key valuation signals for XSWX:CS:

  • 3-Year EPS without NRI Growth Rate: 7.80% (near median its 10-year median of 7.50)
  • GF Value™: CHF39.77 vs. price of CHF40.69 (2.3% above fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 52.3% below the Insurance median (#265 of 402)

No single metric tells the full story. See the XSWX:CS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AXA Business Description

Address 25, Avenue Matignon, Paris, FRA, 75008
AXA's origins date back to Ancienne Mutuelle, one of the few insurers that remained after the creation of the French social security system. With the threat of nationalization, a merger took place between Drouot and AXA, which was then still known as Mutuelles Unies in 1982, and later Présence. Ten years later, AXA acquired North American life insurer Equitable Holdings. This was a time of expansion as AXA also bought the French insurer UAP. As markets crashed at the turn of the millennium, AXA decided to refocus its business and exited its stake in US investment bank Donaldson, Lufkin & Jenrette. A few years later, the business expanded again with the acquisition of Swiss insurer Winterthur. AXA has reshaped its portfolio to technical risks.
68GF Score

Get the complete analysis for XSWX:CS

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF40.69
Price
CHF39.77
GF Value