U.S. Bancorp (XSWX:USB) Net Loan: CHF304,673 Mil (As of Mar. 2026)


XSWX:USB U.S. Bancorp XSWX:USB
75 GF Score
Price CHF48.00
GF Value CHF37.94
! 7 Warning Signs
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What is U.S. Bancorp Net Loan?

U.S. Bancorp XSWX:USB 75 Net Loan is CHF304,673 Mil as of Mar. 2026. GuruFocus rates XSWX:USB with a GF Score™ of 75/100 and a GF Value™ of CHF37.94. The stock has 7 warning signs investors should review.

U.S. Bancorp's quarterly net loan increased from Sep. 2025 (CHF294,171 Mil) to Dec. 2025 (CHF301,474 Mil) and increased from Dec. 2025 (CHF301,474 Mil) to Mar. 2026 (CHF304,673 Mil).

U.S. Bancorp's annual net loan increased from Dec. 2023 (CHF311,602 Mil) to Dec. 2024 (CHF301,474 Mil) but then declined from Dec. 2024 (CHF301,474 Mil) to Dec. 2025 (CHF304,673 Mil).

U.S. Bancorp Net Loan Historical Data

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The historical data trend for U.S. Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U.S. Bancorp Net Loan Chart

U.S. Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 277,876.75 347,855.71 311,602.14 326,817.76 301,473.65

U.S. Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 324,998.68 298,360.64 294,170.89 301,473.65 304,672.50
XSWX:USB
75GF Score
U.S. Bancorp XSWX:USB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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U.S. Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CHF304,673 Mil mean?
U.S. Bancorp (XSWX:USB) has a Net Loan of CHF304,673 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on U.S. Bancorp and its competitors.
Is U.S. Bancorp's Net Loan too high?
U.S. Bancorp's current Net Loan is CHF304,673 Mil. Overall, U.S. Bancorp has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does U.S. Bancorp's Net Loan compare to PNC and NU?
U.S. Bancorp's Net Loan of CHF304,673 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on U.S. Bancorp and its competitors. U.S. Bancorp's current Net Loan is CHF304,673 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U.S. Bancorp stock overvalued right now?
U.S. Bancorp (XSWX:USB) has a current Net Loan of CHF304,673 Mil. The stock's GF Value™ is CHF37.94, compared to a current price of CHF48.00 — trading 26.5% above its estimated fair value. The current Net Loan is CHF304,673 Mil. U.S. Bancorp's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For U.S. Bancorp (XSWX:USB), the current Net Loan is CHF304,673 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is U.S. Bancorp (XSWX:USB) Overvalued in 2026?

Based on GuruFocus' analysis, U.S. Bancorp stock appears to be overvalued. The current stock price of CHF48.00 is trading 26.5% above its estimated GF Value™ of CHF37.94.

Key valuation signals for XSWX:USB:

  • Net Loan: CHF304,673 Mil
  • GF Value™: CHF37.94 vs. price of CHF48.00 (26.5% above fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the XSWX:USB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

U.S. Bancorp Business Description

Address 800 Nicollet Mall, Minneapolis, MN, USA, 55402
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
75GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF48.00
Price
CHF37.94
GF Value