U.S. Bancorp (XSWX:USB) Future 3-5Y EPS without NRI Growth Rate: 7.79 (As of Aug. 09, 2026)

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Director of Data and Quant Analytics at GuruFocus
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XSWX:USB U.S. Bancorp XSWX:USB
78 GF Score
Price CHF51.93
GF Value CHF40.36
! 8 Warning Signs
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What is U.S. Bancorp Future 3-5Y EPS without NRI Growth Rate?

U.S. Bancorp XSWX:USB 78 Future 3-5Y EPS without NRI Growth Rate is 7.79 as of Aug. 09, 2026. GuruFocus rates XSWX:USB with a GF Score™ of 78/100 and a GF Value™ of CHF40.36. The stock has 8 warning signs investors should review. Among 480 Banks companies, U.S. Bancorp ranks better than 52.5% on this metric.

Future 3-5Y EPS without NRI Growth Rate is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.

As of today, U.S. Bancorp's Future 3-5Y EPS without NRI Growth Rate is 7.79.


U.S. Bancorp  (XSWX:USB) Future 3-5Y EPS without NRI Growth Rate Explanation

Future 3-5Y EPS without NRI Growth Rate s the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average earnings per share (EPS) estimates growth rate.


U.S. Bancorp Future 3-5Y EPS without NRI Growth Rate Related Terms


XSWX:USB vs PNC, NU, TFC: Future 3-5Y EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, U.S. Bancorp's Future 3-5Y EPS without NRI Growth Rate, along with its competitors' market caps and Future 3-5Y EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


U.S. Bancorp Future 3-5Y EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, U.S. Bancorp's Future 3-5Y EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where U.S. Bancorp's Future 3-5Y EPS without NRI Growth Rate falls into.


XSWX:USB
78GF Score
U.S. Bancorp XSWX:USB
Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Future 3-5Y EPS without NRI Growth Rate of 7.79 mean?
U.S. Bancorp (XSWX:USB) has a Future 3-5Y EPS without NRI Growth Rate of 7.79 as of Aug. 09, 2026. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for U.S. Bancorp and its competitors. According to the industry distribution chart, U.S. Bancorp ranks #228 out of 480 companies in the Banks industry, placing it in the top 47.5%.
Is U.S. Bancorp's Future 3-5Y EPS without NRI Growth Rate too high?
U.S. Bancorp's current Future 3-5Y EPS without NRI Growth Rate is 7.79. The Banks industry median Future 3-5Y EPS without NRI Growth Rate is 11.05. U.S. Bancorp's value of 7.79 is 29.5% below this industry median. Based on the distribution chart, U.S. Bancorp ranks #228 out of 480 companies in the Banks industry, which is above the industry midpoint. Overall, U.S. Bancorp has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does U.S. Bancorp's Future 3-5Y EPS without NRI Growth Rate compare to PNC and NU?
According to the Banks industry distribution chart, U.S. Bancorp ranks #228 out of 480 companies for Future 3-5Y EPS without NRI Growth Rate. This puts U.S. Bancorp in the upper half of its industry. The industry median Future 3-5Y EPS without NRI Growth Rate is 11.05. U.S. Bancorp's value of 7.79 is 29.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future 3-5Y EPS without NRI Growth Rate for a Banks company?
The median Future 3-5Y EPS without NRI Growth Rate among Banks companies is 11.05, based on 480 companies in the industry. Companies in the top quartile (top 25%) have a Future 3-5Y EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, Future 3-5Y EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. U.S. Bancorp's current Future 3-5Y EPS without NRI Growth Rate of 7.79 is 29.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future 3-5Y EPS without NRI Growth Rate mean?
A high Future 3-5Y EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for U.S. Bancorp and its competitors. For the Banks industry, the median Future 3-5Y EPS without NRI Growth Rate is 11.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. U.S. Bancorp's current Future 3-5Y EPS without NRI Growth Rate is 7.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U.S. Bancorp stock overvalued right now?
U.S. Bancorp (XSWX:USB) has a current Future 3-5Y EPS without NRI Growth Rate of 7.79. The stock's GF Value™ is CHF40.36, compared to a current price of CHF51.93 — trading 28.7% above its estimated fair value. The current Future 3-5Y EPS without NRI Growth Rate is 7.79 and 29.5% below the Banks industry median of 11.05. U.S. Bancorp's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future 3-5Y EPS without NRI Growth Rate calculated?
Future 3-5Y EPS without NRI Growth Rate is calculated from a company's financial statements. For U.S. Bancorp (XSWX:USB), the current Future 3-5Y EPS without NRI Growth Rate is 7.79 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is U.S. Bancorp (XSWX:USB) Overvalued in 2026?

Based on GuruFocus' analysis, U.S. Bancorp stock appears to be overvalued. The current stock price of CHF51.93 is trading 28.7% above its estimated GF Value™ of CHF40.36.

Key valuation signals for XSWX:USB:

  • Future 3-5Y EPS without NRI Growth Rate: 7.79
  • GF Value™: CHF40.36 vs. price of CHF51.93 (28.7% above fair value)
  • GF Score™: 78/100 with 8 warning signs
  • Industry Position: 29.5% below the Banks median (#228 of 480)

No single metric tells the full story. See the XSWX:USB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


U.S. Bancorp Business Description

Address 800 Nicollet Mall, Minneapolis, MN, USA, 55402
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
78GF Score

Get the complete analysis for XSWX:USB

Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF51.93
Price
CHF40.36
GF Value