Valiant Holding AG (XSWX:VATNE) Net Loan: CHF30,948.0 Mil (As of Jun. 2026)

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XSWX:VATNE Valiant Holding AG XSWX:VATNE
46 GF Score
Price CHF155.60
GF Value CHF113.64
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Valiant Holding AG Net Loan?

Valiant Holding AG XSWX:VATNE +0.65% 46 Net Loan is CHF30,948.0 Mil as of Jun. 2026. GuruFocus rates XSWX:VATNE with a GF Score™ of 46/100 and a GF Value™ of CHF113.64 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Valiant Holding AG's quarterly net loan increased from Dec. 2025 (CHF30,364.7 Mil) to Mar. 2026 (CHF30,708.3 Mil) and increased from Mar. 2026 (CHF30,708.3 Mil) to Jun. 2026 (CHF30,948.0 Mil).

Valiant Holding AG's annual net loan increased from Dec. 2023 (CHF29,676.9 Mil) to Dec. 2024 (CHF30,708.3 Mil) and increased from Dec. 2024 (CHF30,708.3 Mil) to Dec. 2025 (CHF30,948.0 Mil).

Valiant Holding AG Net Loan Historical Data

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The historical data trend for Valiant Holding AG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valiant Holding AG Net Loan Chart

Valiant Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27,243.65 28,679.52 29,676.94 30,148.75 30,364.69

Valiant Holding AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30,066.83 30,156.86 30,364.69 30,708.29 30,948.02
XSWX:VATNE
46GF Score
Valiant Holding AG XSWX:VATNE
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Valiant Holding AG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CHF30,948.0 Mil mean?
Valiant Holding AG (XSWX:VATNE) has a Net Loan of CHF30,948.0 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Valiant Holding AG and its competitors.
Is Valiant Holding AG's Net Loan too high?
Valiant Holding AG's current Net Loan is CHF30,948.0 Mil. Overall, Valiant Holding AG has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Valiant Holding AG's Net Loan compare to competitors?
Valiant Holding AG's Net Loan of CHF30,948.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Valiant Holding AG and its competitors. Valiant Holding AG's current Net Loan is CHF30,948.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valiant Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Valiant Holding AG (XSWX:VATNE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF113.64, compared to a current price of CHF155.60 — trading 36.9% above its estimated fair value. The current Net Loan is CHF30,948.0 Mil. Valiant Holding AG's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Valiant Holding AG (XSWX:VATNE), the current Net Loan is CHF30,948.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valiant Holding AG (XSWX:VATNE) Overvalued in 2026?

Based on GuruFocus' analysis, Valiant Holding AG stock appears to be overvalued. The current stock price of CHF155.60 is trading 36.9% above its estimated GF Value™ of CHF113.64. GuruFocus considers Valiant Holding AG to be Significantly Overvalued.

Key valuation signals for XSWX:VATNE:

  • Net Loan: CHF30,948.0 Mil
  • GF Value™: CHF113.64 vs. price of CHF155.60 (36.9% above fair value)
  • GF Score™: 46/100 with 2 warning signs

No single metric tells the full story. See the XSWX:VATNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Valiant Holding AG Business Description

Address c/o Valiant Bank AG, Pilatusstrasse 39, Lucerne, CHE, 6003
Valiant Holding AG is a Swiss retail and commercial bank headquartered in Lucerne. It operates a nationwide network of branches across German-speaking Switzerland and, to a lesser extent, French-speaking Switzerland, serving private individuals, self-employed professionals, and small and medium-sized enterprises. Its core business consists of deposit-taking and lending, including mortgage financing, personal loans, and business credit, alongside savings and retirement planning products. The bank also offers payment services, investment advisory, and asset management through its own funds and third-party products. Revenue is generated primarily from net interest income on loans and deposits, supplemented by fee and commission income from investment and payment services. Valiant operates as an independent, listed Swiss bank and maintains a strong regional focus, positioning itself as a relationship-oriented alternative to the country's large banks.
46GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF155.60
Price
CHF113.64
GF Value