Karnataka Bank (NSE:KTKBANK) Short-term investments

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:KTKBANK Karnataka Bank Ltd NSE:KTKBANK
58 GF Score
Price ₹331.50
GF Value ₹205.82
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Karnataka Bank Short-term investments?

Short-term investments only applies to insurance companies.

NSE:KTKBANK
58GF Score
Karnataka Bank Ltd NSE:KTKBANK
Short-term investments is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Karnataka Bank (NSE:KTKBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Karnataka Bank stock appears to be overvalued. The current stock price of ₹331.50 is trading 61.1% above its estimated GF Value™ of ₹205.82. GuruFocus considers Karnataka Bank to be Significantly Overvalued.

Key valuation signals for NSE:KTKBANK:

  • Short-term investments:
  • GF Value™: ₹205.82 vs. price of ₹331.50 (61.1% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the NSE:KTKBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Karnataka Bank Business Description

Other Exchanges 532652:India
Address Mahaveera Circle, Post Box No. 599, Kankanady, Mangaluru, KA, IND, 575 002
Karnataka Bank Ltd is a private sector bank headquartered in Mangaluru, Karnataka, India. It offers a range of banking and financial services to retail, corporate, and agricultural customers through an extensive branch and ATM network, primarily across Karnataka and other Indian states. Its operations are organized into Treasury, Corporate/Wholesale Banking, Retail Banking (including a Digital Banking Unit), and Other Banking Operations, with Retail Banking contributing the largest share of revenue. Products and services include savings and current accounts, term deposits, cash management accounts, personal, home, vehicle, and agricultural loans, as well as working capital and term financing for businesses. The bank also provides insurance distribution, mutual fund, and wealth management services. It operates only within India and earns revenue primarily from interest income on loans and advances and investments, supplemented by fee-based income from its various banking services.
58GF Score

Get the complete analysis for NSE:KTKBANK

Short-term investments is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹331.50
Price
₹205.82
GF Value