Havila Kystruten AS (OSL:HKY) Unearned Premiums

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:HKY Havila Kystruten AS OSL:HKY
52 GF Score
Price kr52.00
GF Value kr54.21
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Havila Kystruten AS Unearned Premiums?

Unearned Premiums only applies to insurance companies.

OSL:HKY
52GF Score
Havila Kystruten AS OSL:HKY
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Havila Kystruten AS (OSL:HKY) Overvalued in 2026?

Based on GuruFocus' analysis, Havila Kystruten AS stock appears to be undervalued. The current stock price of kr52.00 is trading 4.1% below its estimated GF Value™ of kr54.21. GuruFocus considers Havila Kystruten AS to be Fairly Valued.

Key valuation signals for OSL:HKY:

  • Unearned Premiums:
  • GF Value™: kr54.21 vs. price of kr52.00 (4.1% below fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the OSL:HKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Havila Kystruten AS Business Description

Other Exchanges 6FZ0:Germany
Address Mjolstadnesvegen 24, Fosnavag, NOR, 6092
Havila Kystruten AS is a Norwegian coastal ferry and cruise operator that runs the historic Bergen–Kirkenes route along Norway's coastline under a contract with the Norwegian Ministry of Transport. The company operates four purpose-built vessels, Havila Capella, Havila Castor, Havila Polaris, and Havila Pollux, which use hybrid battery-diesel propulsion to reduce emissions and serve both passenger transport and tourism. It carries local travelers, freight, and tourists, calling at numerous ports along the coast. Revenue comes from passenger tickets, vehicle and cargo transport, onboard dining and excursions, and government subsidies tied to the coastal route contract. The company is headquartered in Fosnavåg, Norway, and its operations are focused entirely on the Norwegian coastal market.
52GF Score

Get the complete analysis for OSL:HKY

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr52.00
Price
kr54.21
GF Value