CVS Health (TSX:CVS) Unearned Premiums

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSX:CVS CVS Health Corp TSX:CVS
83 GF Score
Price C$20.89
GF Value C$19.05
Valuation Fairly Valued
! 3 Warning Signs
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What is CVS Health Unearned Premiums?

Unearned Premiums only applies to insurance companies.

TSX:CVS
83GF Score
CVS Health Corp TSX:CVS
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is CVS Health (TSX:CVS) Overvalued in 2026?

Based on GuruFocus' analysis, CVS Health stock appears to be overvalued. The current stock price of C$20.89 is trading 9.7% above its estimated GF Value™ of C$19.05. GuruFocus considers CVS Health to be Fairly Valued.

Key valuation signals for TSX:CVS:

  • Unearned Premiums:
  • GF Value™: C$19.05 vs. price of C$20.89 (9.7% above fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the TSX:CVS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CVS Health Business Description

Address One CVS Drive, Woonsocket, RI, USA, 02895
CVS Health is a vertically integrated healthcare company combining the largest U.S. pharmacy chain, a leading health insurer, and the biggest pharmacy benefit manager. Its Health Services segment includes CVS Caremark, which negotiates drug prices for tens of millions of covered lives, plus Oak Street Health primary care clinics and Signify Health in-home evaluations. The Health Care Benefits segment is Aetna, serving medical members across commercial, Medicare Advantage, and Medicaid lines. The Pharmacy & Consumer Wellness segment operates roughly 9,000 retail locations dispensing over a quarter of U.S. prescriptions, transitioning stores to a cost-plus reimbursement model (CostVantage). CVS traces its roots to 1963 and acquired Aetna in 2018 for $70 billion; the company is headquartered in Woonsocket, Rhode Island.
83GF Score

Get the complete analysis for TSX:CVS

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$20.89
Price
C$19.05
GF Value