Ngernturbo PCL (BKK:TURBO) Cash Conversion Cycle: 39.06 (As of Mar. 2026)

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BKK:TURBO Ngernturbo PCL BKK:TURBO
34 GF Score
Price ฿1.77
! 7 Warning Signs
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What is Ngernturbo PCL Cash Conversion Cycle?

Ngernturbo PCL BKK:TURBO +2.31% 34 Cash Conversion Cycle is 39.06 as of Mar. 2026. GuruFocus rates BKK:TURBO with a GF Score™ of 34/100. The stock has 7 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Ngernturbo PCL's Days Sales Outstanding for the three months ended in Mar. 2026 was 39.06.
Ngernturbo PCL's Days Inventory for the three months ended in Mar. 2026 was 0.
Ngernturbo PCL's Days Payable for the three months ended in Mar. 2026 was 0.
Therefore, Ngernturbo PCL's Cash Conversion Cycle (CCC) for the three months ended in Mar. 2026 was 39.06.


Ngernturbo PCL  (BKK:TURBO) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Ngernturbo PCL Cash Conversion Cycle Related Terms


Ngernturbo PCL Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Ngernturbo PCL's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ngernturbo PCL Cash Conversion Cycle Chart

Ngernturbo PCL Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial 38.66 32.08 33.35 37.14 41.72

Ngernturbo PCL Quarterly Data
Dec20 Dec21 Dec22 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.00 41.36 41.37 40.04 39.06

BKK:TURBO vs FRHC, VOYA: Cash Conversion Cycle Comparison

For the Financial Conglomerates subindustry, Ngernturbo PCL's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ngernturbo PCL Cash Conversion Cycle vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Ngernturbo PCL's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Ngernturbo PCL's Cash Conversion Cycle falls into.


BKK:TURBO
34GF Score
Ngernturbo PCL BKK:TURBO
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Ngernturbo PCL Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Ngernturbo PCL's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=41.72+0-0
=41.72

Ngernturbo PCL's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=39.06+0-0
=39.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 39.06 mean?
Ngernturbo PCL (BKK:TURBO) has a Cash Conversion Cycle of 39.06 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Ngernturbo PCL and its competitors.
Is Ngernturbo PCL's Cash Conversion Cycle too high?
Ngernturbo PCL's current Cash Conversion Cycle is 39.06. The Diversified Financial Services industry median Cash Conversion Cycle is 0.80. Ngernturbo PCL's value of 39.06 is 4782.5% above this industry median. Overall, Ngernturbo PCL has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Ngernturbo PCL's Cash Conversion Cycle compare to FRHC and VOYA?
Ngernturbo PCL's Cash Conversion Cycle of 39.06 can be compared against companies in the Diversified Financial Services industry. The industry median Cash Conversion Cycle is 0.80. Ngernturbo PCL's value of 39.06 is 4782.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Diversified Financial Services company?
The median Cash Conversion Cycle among Diversified Financial Services companies is 0.80, based on 88 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ngernturbo PCL's current Cash Conversion Cycle of 39.06 is 4782.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Ngernturbo PCL and its competitors. For the Diversified Financial Services industry, the median Cash Conversion Cycle is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ngernturbo PCL's current Cash Conversion Cycle is 39.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ngernturbo PCL stock overvalued right now?
Ngernturbo PCL (BKK:TURBO) has a current Cash Conversion Cycle of 39.06. The current Cash Conversion Cycle is 39.06 and 4782.5% above the Diversified Financial Services industry median of 0.80. Ngernturbo PCL's overall GF Score™ is 34/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Ngernturbo PCL (BKK:TURBO), the current Cash Conversion Cycle is 39.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ngernturbo PCL Business Description

Address Tiwanon Road, 500 Moo 3, Ban Mai Subdistrict, Pak Kret District, Nonthaburi, THA, 11120
Ngernturbo PCL engages in the provision of consumer finance and related financial services across Thailand. The company specializes in retail lending solutions, including registration loans, land title loans, and nano finance loans, serving individuals and households with flexible credit options.
34GF Score

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Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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