PennyMac Mortgage Investment Trust (STU:8PM) Cash Conversion Cycle

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:8PM PennyMac Mortgage Investment Trust STU:8PM
58 GF Score
Price €8.97
GF Value €17.40
Valuation Possible Value Trap
! 7 Warning Signs
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What is PennyMac Mortgage Investment Trust Cash Conversion Cycle?

Cash Conversion Cycle (CCC) does not apply to banks and insurance companies.

STU:8PM
58GF Score
PennyMac Mortgage Investment Trust STU:8PM
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PennyMac Mortgage Investment Trust (STU:8PM) Overvalued in 2026?

Based on GuruFocus' analysis, PennyMac Mortgage Investment Trust stock appears to be undervalued. The current stock price of €8.97 is trading 48.5% below its estimated GF Value™ of €17.40. GuruFocus considers PennyMac Mortgage Investment Trust to be Possible Value Trap.

Key valuation signals for STU:8PM:

  • Cash Conversion Cycle:
  • GF Value™: €17.40 vs. price of €8.97 (48.5% below fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the STU:8PM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PennyMac Mortgage Investment Trust Business Description

Industry Real EstateREITs
Address 3043 Townsgate Road, Westlake Village, CA, USA, 91361
PennyMac Mortgage Investment Trust is a specialty finance company that invests mainly in residential mortgage loans and mortgage-related assets. The company's operations include activities such as the production and servicing of financial securities based on residential loans and the pooling and reselling of high-credit-quality mortgages. The company operates through three segments: correspondent production, credit-sensitive strategies, interest-rate-sensitive strategies. The Credit sensitive strategies segment generates income via investments in CRT arrangements, subordinate MBS, distressed loans, and real estate.
58GF Score

Get the complete analysis for STU:8PM

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.97
Price
€17.40
GF Value