STU:8PM'
s Net Margin % Range Over the Past 10 Years
Min: -71.08 Med: 78.14 Max: 102.58
Current: 72.29
STU:8PM's Net Margin % is ranked better than 66.38% of 928
companies
in the REITs industry
Industry Median: 44.95
vs STU:8PM: 72.29
PennyMac Mortgage Investment Trust (STU:8PM) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PennyMac Mortgage Investment Trust Net Margin % Related Terms
PennyMac Mortgage Investment Trust Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PennyMac Mortgage Investment Trust Net Margin % Chart
STU:8PM vs MFA, ADAM, BRSP: Net Margin % Comparison
For the REIT - Mortgage subindustry, PennyMac Mortgage Investment Trust's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PennyMac Mortgage Investment Trust Net Margin % vs REITs Industry
For the REITs industry and Real Estate sector, PennyMac Mortgage Investment Trust's Net Margin % distribution charts can be found below:
* The bar in red indicates where PennyMac Mortgage Investment Trust's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PennyMac Mortgage Investment Trust (STU:8PM) has a Net Margin % of 52.87% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on PennyMac Mortgage Investment Trust and its competitors. This is 32% below median its historical median of 78.14. According to the industry distribution chart, PennyMac Mortgage Investment Trust ranks #312 out of 928 companies in the REITs industry, placing it in the top 33.6%.
Is PennyMac Mortgage Investment Trust's Net Margin % too high?
PennyMac Mortgage Investment Trust's current Net Margin % of 52.87% is 32% below median its 10-year median of 78.14. The REITs industry median Net Margin % is 44.95. PennyMac Mortgage Investment Trust's value of 52.87% is 17.6% above this industry median. Based on the distribution chart, PennyMac Mortgage Investment Trust ranks #312 out of 928 companies in the REITs industry, which is above the industry midpoint. Overall, PennyMac Mortgage Investment Trust has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Mortgage Investment Trust's Net Margin % compare to MFA and ADAM?
According to the REITs industry distribution chart, PennyMac Mortgage Investment Trust ranks #312 out of 928 companies for Net Margin %. This puts PennyMac Mortgage Investment Trust in the upper half of its industry. The industry median Net Margin % is 44.95. PennyMac Mortgage Investment Trust's value of 52.87% is 17.6% above this benchmark. While the company's 10-year median is 78.14 vs. the industry median of 44.95, PennyMac Mortgage Investment Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a REITs company?
The median Net Margin % among REITs companies is 44.95, based on 928 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PennyMac Mortgage Investment Trust's current Net Margin % of 52.87% is 17.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PennyMac Mortgage Investment Trust and its competitors. For the REITs industry, the median Net Margin % is 44.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PennyMac Mortgage Investment Trust's current Net Margin % is 52.87%, which is 32% below median its own 10-year median of 78.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Mortgage Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Mortgage Investment Trust (STU:8PM) is currently considered Possible Value Trap. The stock's GF Value™ is €16.69, compared to a current price of €9.48 — trading 43.2% below its estimated fair value. The current Net Margin % is 52.87%, which is 32% below median its 10-year median of 78.14 and 17.6% above the REITs industry median of 44.95. PennyMac Mortgage Investment Trust's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PennyMac Mortgage Investment Trust (STU:8PM), the current Net Margin % is 52.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PennyMac Mortgage Investment Trust (STU:8PM) Overvalued in 2026?
Based on GuruFocus' analysis, PennyMac Mortgage Investment Trust stock appears to be undervalued.
The current stock price of €9.48 is trading 43.2% below its estimated GF Value™ of €16.69.
GuruFocus considers PennyMac Mortgage Investment Trust to be Possible Value Trap.
Key valuation signals for STU:8PM:
Net Margin %: 52.87% (32% below median its 10-year median of 78.14)
GF Value™: €16.69 vs. price of €9.48 (43.2% below fair value)
Industry Position: 17.6% above the REITs median (#312 of 928)
No single metric tells the full story. See the STU:8PM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PennyMac Mortgage Investment Trust Business Description
PennyMac Mortgage Investment Trust is a specialty finance company that invests mainly in residential mortgage loans and mortgage-related assets. The company's operations include activities such as the production and servicing of financial securities based on residential loans and the pooling and reselling of high-credit-quality mortgages. The company operates through three segments: correspondent production, credit-sensitive strategies, interest-rate-sensitive strategies. The Credit sensitive strategies segment generates income via investments in CRT arrangements, subordinate MBS, distressed loans, and real estate.
62GF Score
Get the complete analysis for STU:8PM
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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