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RecordCHIX:RECL 54 Cash Ratio is 2.13 as of Mar. 2026, which is 29% below its 10-year median of 2.99. GuruFocus rates CHIX:RECL with a GF Score™ of 54/100 and a GF Value™ of £0.58 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 686 Asset Management companies, Record ranks better than 55.1% on this metric.
Record has a Cash Ratio of 2.13. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Record's Cash Ratio or its related term are showing as below:
CHIX:RECl'
s Cash Ratio Range Over the Past 10 Years
Min: 1.9 Med: 2.99 Max: 4.31
Current: 2.13
During the past 13 years, Record's highest Cash Ratio was 4.31. The lowest was 1.90. And the median was 2.99.
CHIX:RECl's Cash Ratio is ranked better than 55.1% of 686
companies
in the Asset Management industry
Industry Median: 1.585
vs CHIX:RECl: 2.13
Record (CHIX:RECl) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Record Cash Ratio Related Terms
Record Cash Ratio Historical Data
* Premium members only.
The historical data trend for Record's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Record's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Record Cash Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Record's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Record's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Record (CHIX:RECL) has a Cash Ratio of 2.13 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Record and its competitors. This is 29% below median its historical median of 2.99. Over the past decade, Record's Cash Ratio has ranged from 1.90 to 4.31. According to the industry distribution chart, Record ranks #308 out of 686 companies in the Asset Management industry, placing it in the top 44.9%.
Is Record's Cash Ratio too high?
Record's current Cash Ratio of 2.13 is 29% below median its 10-year median of 2.99. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 4.31. The Asset Management industry median Cash Ratio is 1.59. Record's value of 2.13 is 34.4% above this industry median. Based on the distribution chart, Record ranks #308 out of 686 companies in the Asset Management industry, which is above the industry midpoint. Overall, Record has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Record's Cash Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Record ranks #308 out of 686 companies for Cash Ratio. This puts Record in the upper half of its industry. The industry median Cash Ratio is 1.59. Record's value of 2.13 is 34.4% above this benchmark. Historically, Record's own Cash Ratio has ranged from 1.90 to 4.31 over the past decade. While the company's 10-year median is 2.99 vs. the industry median of 1.59, Record has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Asset Management company?
The median Cash Ratio among Asset Management companies is 1.59, based on 686 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Record's current Cash Ratio of 2.13 is 34.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Record and its competitors. For the Asset Management industry, the median Cash Ratio is 1.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Record's current Cash Ratio is 2.13, which is 29% below median its own 10-year median of 2.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Record stock overvalued right now?
Based on GuruFocus' analysis, Record (CHIX:RECL) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.58, compared to a current price of £0.46 — trading 21.4% below its estimated fair value. The current Cash Ratio is 2.13, which is 29% below median its 10-year median of 2.99 and 34.4% above the Asset Management industry median of 1.59. Record's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Record (CHIX:RECL), the current Cash Ratio is 2.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Record (CHIX:RECL) Overvalued in 2026?
Based on GuruFocus' analysis, Record stock appears to be undervalued.
The current stock price of £0.46 is trading 21.4% below its estimated GF Value™ of £0.58.
GuruFocus considers Record to be Modestly Undervalued.
Key valuation signals for CHIX:RECL:
Cash Ratio: 2.13 (29% below median its 10-year median of 2.99)
GF Value™: £0.58 vs. price of £0.46 (21.4% below fair value)
Industry Position: 34.4% above the Asset Management median (#308 of 686)
No single metric tells the full story. See the CHIX:RECL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Record PLC is a United Kingdom-based company currency and asset management firm. The company provides services to clients such as pension funds, charities, foundations, endowments, family offices, and other fund managers and corporate entities. Geographically, it derives a majority of its revenue from the United States and also has a presence in the United Kingdom, Switzerland, Europe (excluding UK and Switzerland), and other countries. Revenue comprises mainly management fees and performance fees. Its reportable segments are Currency Management and Asset Management. The maximum revenue is derived from the currency management segment which comprises bespoke solutions for clients including Passive Hedging, Dynamic Hedging, Hedging for Asset Managers, and FX Alpha products.
54GF Score
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