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RecordCHIX:RECL +3.49%52 Debt-to-EBITDA is 0.59 as of Mar. 2026, which is 436% above its 10-year median of 0.11. GuruFocus rates CHIX:RECL with a GF Score™ of 52/100 and a GF Value™ of £0.59 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 385 Asset Management companies, Record ranks better than 63.12% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Record's Debt-to-EBITDA or its related term are showing as below:
CHIX:RECl'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.01 Med: 0.11 Max: 0.65
Current: 0.65
During the past 13 years, the highest Debt-to-EBITDA Ratio of Record was 0.65. The lowest was 0.01. And the median was 0.11.
CHIX:RECl's Debt-to-EBITDA is ranked better than 63.12% of 385
companies
in the Asset Management industry
Industry Median: 1.39
vs CHIX:RECl: 0.65
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Record Debt-to-EBITDA Related Terms
Record Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Record's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:RECL vs BLK, BX, KKR: Debt-to-EBITDA Comparison
For the Asset Management subindustry, Record's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Record Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Record's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Record's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Record (CHIX:RECL) has a Debt-to-EBITDA of 0.59 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Record. This is 436% above median its historical median of 0.11. Over the past decade, Record's Debt-to-EBITDA has ranged from 0.01 to 0.65. According to the industry distribution chart, Record ranks #142 out of 385 companies in the Asset Management industry, placing it in the top 36.9%.
Is Record's Debt-to-EBITDA too high?
Record's current Debt-to-EBITDA of 0.59 is 436% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.65. The Asset Management industry median Debt-to-EBITDA is 1.39. Record's value of 0.59 is 57.6% below this industry median. Based on the distribution chart, Record ranks #142 out of 385 companies in the Asset Management industry, which is above the industry midpoint. Overall, Record has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Record's Debt-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, Record ranks #142 out of 385 companies for Debt-to-EBITDA. This puts Record in the upper half of its industry. The industry median Debt-to-EBITDA is 1.39. Record's value of 0.59 is 57.6% below this benchmark. Historically, Record's own Debt-to-EBITDA has ranged from 0.01 to 0.65 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 1.39, Record has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.39, based on 385 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Record's current Debt-to-EBITDA of 0.59 is 57.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Record. For the Asset Management industry, the median Debt-to-EBITDA is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Record's current Debt-to-EBITDA is 0.59, which is 436% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Record stock overvalued right now?
Based on GuruFocus' analysis, Record (CHIX:RECL) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.59, compared to a current price of £0.45 — trading 24.6% below its estimated fair value. The current Debt-to-EBITDA is 0.59, which is 436% above median its 10-year median of 0.11 and 57.6% below the Asset Management industry median of 1.39. Record's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Record (CHIX:RECL), the current Debt-to-EBITDA is 0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Record (CHIX:RECL) Overvalued in 2026?
Based on GuruFocus' analysis, Record stock appears to be undervalued.
The current stock price of £0.45 is trading 24.6% below its estimated GF Value™ of £0.59.
GuruFocus considers Record to be Modestly Undervalued.
Key valuation signals for CHIX:RECL:
Debt-to-EBITDA: 0.59 (436% above median its 10-year median of 0.11)
GF Value™: £0.59 vs. price of £0.45 (24.6% below fair value)
Industry Position: 57.6% below the Asset Management median (#142 of 385)
No single metric tells the full story. See the CHIX:RECL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Record PLC is a United Kingdom-based company currency and asset management firm. The company provides services to clients such as pension funds, charities, foundations, endowments, family offices, and other fund managers and corporate entities. Geographically, it derives a majority of its revenue from the United States and also has a presence in the United Kingdom, Switzerland, Europe (excluding UK and Switzerland), and other countries. Revenue comprises mainly management fees and performance fees. Its reportable segments are Currency Management and Asset Management. The maximum revenue is derived from the currency management segment which comprises bespoke solutions for clients including Passive Hedging, Dynamic Hedging, Hedging for Asset Managers, and FX Alpha products.
52GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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