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Growens SpAFRA:0MU +0.82%57 Cash Ratio is 0.73 as of Dec. 2025, which is 74% above its 10-year median of 0.42. GuruFocus rates FRA:0MU with a GF Score™ of 57/100 and a GF Value™ of €5.66 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,815 Software companies, Growens SpA ranks worse than 51.33% on this metric.
Growens SpA has a Cash Ratio of 0.73. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Growens SpA's Cash Ratio or its related term are showing as below:
FRA:0MU'
s Cash Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.42 Max: 2.19
Current: 0.73
During the past 13 years, Growens SpA's highest Cash Ratio was 2.19. The lowest was 0.22. And the median was 0.42.
FRA:0MU's Cash Ratio is ranked worse than 51.33% of 2815
companies
in the Software industry
Industry Median: 0.78
vs FRA:0MU: 0.73
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Growens SpA Cash Ratio Related Terms
Growens SpA Cash Ratio Historical Data
* Premium members only.
The historical data trend for Growens SpA's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Growens SpA's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Growens SpA Cash Ratio vs Software Industry
For the Software industry and Technology sector, Growens SpA's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Growens SpA's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Growens SpA (FRA:0MU) has a Cash Ratio of 0.73 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Growens SpA and its competitors. This is 74% above median its historical median of 0.42. Over the past decade, Growens SpA's Cash Ratio has ranged from 0.22 to 2.19. According to the industry distribution chart, Growens SpA ranks #1445 out of 2815 companies in the Software industry, placing it in the top 51.3%.
Is Growens SpA's Cash Ratio too high?
Growens SpA's current Cash Ratio of 0.73 is 74% above median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 2.19. The Software industry median Cash Ratio is 0.78. Growens SpA's value of 0.73 is 6.4% below this industry median. Based on the distribution chart, Growens SpA ranks #1445 out of 2815 companies in the Software industry, which is below the industry midpoint. Overall, Growens SpA has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Growens SpA's Cash Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Growens SpA ranks #1445 out of 2815 companies for Cash Ratio. This places Growens SpA in the lower half of its industry. The industry median Cash Ratio is 0.78. Growens SpA's value of 0.73 is 6.4% below this benchmark. Historically, Growens SpA's own Cash Ratio has ranged from 0.22 to 2.19 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 0.78, Growens SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Growens SpA's current Cash Ratio of 0.73 is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Growens SpA and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Growens SpA's current Cash Ratio is 0.73, which is 74% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Growens SpA stock overvalued right now?
Based on GuruFocus' analysis, Growens SpA (FRA:0MU) is currently considered Possible Value Trap. The stock's GF Value™ is €5.66, compared to a current price of €1.85 — trading 67.3% below its estimated fair value. The current Cash Ratio is 0.73, which is 74% above median its 10-year median of 0.42 and 6.4% below the Software industry median of 0.78. Growens SpA's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Growens SpA (FRA:0MU), the current Cash Ratio is 0.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Growens SpA (FRA:0MU) Overvalued in 2026?
Based on GuruFocus' analysis, Growens SpA stock appears to be undervalued.
The current stock price of €1.85 is trading 67.3% below its estimated GF Value™ of €5.66.
GuruFocus considers Growens SpA to be Possible Value Trap.
Key valuation signals for FRA:0MU:
Cash Ratio: 0.73 (74% above median its 10-year median of 0.42)
GF Value™: €5.66 vs. price of €1.85 (67.3% below fair value)
Industry Position: 6.4% below the Software median (#1445 of 2815)
No single metric tells the full story. See the FRA:0MU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Growens SpA is a provider of cloud marketing technologies. It offers a range of marketing solutions focused on digital content creation, messaging, and data-driven automation, leveraged by companies to communicate with their customers. Growens focuses on steady and consistent growth, both organically and through acquisitions. The Group's key operating business units are: Content Design segment, managed by Beefree, which focuses on developing cloud computing solutions for content design; and Mobile Messaging segment, managed by Agile Telecom, which develops technologies for the bulk sending of SMS messages (marketing and transactional). The Group generates maximum revenue from the provision of bulk mobile messaging solutions for its clients.
57GF Score
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