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Growens SpAFRA:0MU 57 Return-on-Tangible-Asset is 0.29% as of Dec. 2025, which is 89% below its 10-year median of 2.72. GuruFocus rates FRA:0MU with a GF Score™ of 57/100 and a GF Value™ of €5.66 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,892 Software companies, Growens SpA ranks worse than 67.25% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Growens SpA's annualizedNet Income for the quarter that ended in Dec. 2025 was €0.12 Mil. Growens SpA's average total tangible assets for the quarter that ended in Dec. 2025 was €41.65 Mil. Therefore, Growens SpA's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.29%.
The historical rank and industry rank for Growens SpA's Return-on-Tangible-Asset or its related term are showing as below:
FRA:0MU'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -7.33 Med: 2.72 Max: 115.2
Current: -5.31
During the past 13 years, Growens SpA's highest Return-on-Tangible-Asset was 115.20%. The lowest was -7.33%. And the median was 2.72%.
FRA:0MU's Return-on-Tangible-Asset is ranked worse than 67.25% of 2892
companies
in the Software industry
Industry Median: 2.07
vs FRA:0MU: -5.31
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Growens SpA Return-on-Tangible-Asset Related Terms
Growens SpA Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Growens SpA's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0MU vs UBER, SHOP, CRM: Return-on-Tangible-Asset Comparison
For the Software - Application subindustry, Growens SpA's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Growens SpA Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Growens SpA's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Growens SpA's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.29% mean?
Growens SpA (FRA:0MU) has a Return-on-Tangible-Asset of 0.29% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Growens SpA and its competitors. This is 89% below median its historical median of 2.72. According to the industry distribution chart, Growens SpA ranks #1945 out of 2892 companies in the Software industry, placing it in the top 67.3%.
Is Growens SpA's Return-on-Tangible-Asset too high?
Growens SpA's current Return-on-Tangible-Asset of 0.29% is 89% below median its 10-year median of 2.72. The Software industry median Return-on-Tangible-Asset is 2.07. Growens SpA's value of 0.29% is 86% below this industry median. Based on the distribution chart, Growens SpA ranks #1945 out of 2892 companies in the Software industry, which is below the industry midpoint. Overall, Growens SpA has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Growens SpA's Return-on-Tangible-Asset compare to UBER and SHOP?
According to the Software industry distribution chart, Growens SpA ranks #1945 out of 2892 companies for Return-on-Tangible-Asset. This places Growens SpA in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.07. Growens SpA's value of 0.29% is 86% below this benchmark. While the company's 10-year median is 2.72 vs. the industry median of 2.07, Growens SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.07, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Growens SpA's current Return-on-Tangible-Asset of 0.29% is 86% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Growens SpA and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Growens SpA's current Return-on-Tangible-Asset is 0.29%, which is 89% below median its own 10-year median of 2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Growens SpA stock overvalued right now?
Based on GuruFocus' analysis, Growens SpA (FRA:0MU) is currently considered Possible Value Trap. The stock's GF Value™ is €5.66, compared to a current price of €1.85 — trading 67.4% below its estimated fair value. The current Return-on-Tangible-Asset is 0.29%, which is 89% below median its 10-year median of 2.72 and 86% below the Software industry median of 2.07. Growens SpA's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Growens SpA (FRA:0MU), the current Return-on-Tangible-Asset is 0.29% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Growens SpA (FRA:0MU) Overvalued in 2026?
Based on GuruFocus' analysis, Growens SpA stock appears to be undervalued.
The current stock price of €1.85 is trading 67.4% below its estimated GF Value™ of €5.66.
GuruFocus considers Growens SpA to be Possible Value Trap.
Key valuation signals for FRA:0MU:
Return-on-Tangible-Asset: 0.29% (89% below median its 10-year median of 2.72)
GF Value™: €5.66 vs. price of €1.85 (67.4% below fair value)
Industry Position: 86% below the Software median (#1945 of 2892)
No single metric tells the full story. See the FRA:0MU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Growens SpA is a provider of cloud marketing technologies. It offers a range of marketing solutions focused on digital content creation, messaging, and data-driven automation, leveraged by companies to communicate with their customers. Growens focuses on steady and consistent growth, both organically and through acquisitions. The Group's key operating business units are: Content Design segment, managed by Beefree, which focuses on developing cloud computing solutions for content design; and Mobile Messaging segment, managed by Agile Telecom, which develops technologies for the bulk sending of SMS messages (marketing and transactional). The Group generates maximum revenue from the provision of bulk mobile messaging solutions for its clients.
57GF Score
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