Bairong AI (FRA:6B5) Cash Ratio: 4.07 (As of Jun. 2026) — 30% Above Median

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FRA:6B5 Bairong AI Inc FRA:6B5
77 GF Score
Price €0.50
GF Value €0.92
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Bairong AI Cash Ratio?

Bairong AI FRA:6B5 -3.85% 77 Cash Ratio is 4.07 as of Jun. 2026, which is 30% above its 10-year median of 3.12. GuruFocus rates FRA:6B5 with a GF Score™ of 77/100 and a GF Value™ of €0.92 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,815 Software companies, Bairong AI ranks better than 90.37% on this metric.

The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. Bairong AI's Cash Ratio for the quarter that ended in Jun. 2026 was 4.07.

Bairong AI has a Cash Ratio of 4.07. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.

The historical rank and industry rank for Bairong AI's Cash Ratio or its related term are showing as below:

FRA:6B5' s Cash Ratio Range Over the Past 10 Years
Min: 0.3   Med: 3.12   Max: 12.59
Current: 4.07

During the past 9 years, Bairong AI's highest Cash Ratio was 12.59. The lowest was 0.30. And the median was 3.12.

FRA:6B5's Cash Ratio is ranked better than
90.37% of 2815 companies
in the Software industry
Industry Median: 0.76 vs FRA:6B5: 4.07

Bairong AI  (FRA:6B5) Cash Ratio Explanation

The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.

The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.

In general, the higher the cash ratio, the better the company's liquidity position.


Bairong AI Cash Ratio Related Terms


Bairong AI Cash Ratio Historical Data

* Premium members only.

The historical data trend for Bairong AI's Cash Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bairong AI Cash Ratio Chart

Bairong AI Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Ratio
Get a 7-Day Free Trial Premium Member Only 5.74 1.91 1.98 3.27 4.53

Bairong AI Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Cash Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.12 3.27 4.59 4.53 4.07

FRA:6B5 vs MSFT, PLTR, ORCL: Cash Ratio Comparison

For the Software - Infrastructure subindustry, Bairong AI's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bairong AI Cash Ratio vs Software Industry

For the Software industry and Technology sector, Bairong AI's Cash Ratio distribution charts can be found below:

* The bar in red indicates where Bairong AI's Cash Ratio falls into.


FRA:6B5
77GF Score
Bairong AI Inc FRA:6B5
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bairong AI Cash Ratio Calculation

The Cash Ratio measures a company's ability to meet its short-term obligations with its cash and near-cash resources.

Bairong AI's Cash Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Ratio (A: Dec. 2025 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=351.936/77.659
=4.53

Bairong AI's Cash Ratio for the quarter that ended in Jun. 2026 is calculated as:

Cash Ratio (Q: Jun. 2026 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=267.187/65.7
=4.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Ratio →
What does a Cash Ratio of 4.07 mean?
Bairong AI (FRA:6B5) has a Cash Ratio of 4.07 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Bairong AI and its competitors. This is 30% above median its historical median of 3.12. Over the past decade, Bairong AI's Cash Ratio has ranged from 0.30 to 12.59. According to the industry distribution chart, Bairong AI ranks #271 out of 2815 companies in the Software industry, placing it in the top 9.6%.
Is Bairong AI's Cash Ratio too high?
Bairong AI's current Cash Ratio of 4.07 is 30% above median its 10-year median of 3.12. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 12.59. The Software industry median Cash Ratio is 0.76. Bairong AI's value of 4.07 is 435.5% above this industry median. Based on the distribution chart, Bairong AI ranks #271 out of 2815 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Bairong AI has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bairong AI's Cash Ratio compare to MSFT and PLTR?
According to the Software industry distribution chart, Bairong AI ranks #271 out of 2815 companies for Cash Ratio. This places Bairong AI in the top 10% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.76. Bairong AI's value of 4.07 is 435.5% above this benchmark. Historically, Bairong AI's own Cash Ratio has ranged from 0.30 to 12.59 over the past decade. While the company's 10-year median is 3.12 vs. the industry median of 0.76, Bairong AI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.76, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bairong AI's current Cash Ratio of 4.07 is 435.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Bairong AI and its competitors. For the Software industry, the median Cash Ratio is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bairong AI's current Cash Ratio is 4.07, which is 30% above median its own 10-year median of 3.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bairong AI stock overvalued right now?
Based on GuruFocus' analysis, Bairong AI (FRA:6B5) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.92, compared to a current price of €0.50 — trading 45.7% below its estimated fair value. The current Cash Ratio is 4.07, which is 30% above median its 10-year median of 3.12 and 435.5% above the Software industry median of 0.76. Bairong AI's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Bairong AI (FRA:6B5), the current Cash Ratio is 4.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bairong AI (FRA:6B5) Overvalued in 2026?

Based on GuruFocus' analysis, Bairong AI stock appears to be undervalued. The current stock price of €0.50 is trading 45.7% below its estimated GF Value™ of €0.92. GuruFocus considers Bairong AI to be Significantly Undervalued.

Key valuation signals for FRA:6B5:

  • Cash Ratio: 4.07 (30% above median its 10-year median of 3.12)
  • GF Value™: €0.92 vs. price of €0.50 (45.7% below fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 435.5% above the Software median (#271 of 2815)

No single metric tells the full story. See the FRA:6B5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bairong AI Business Description

Other Exchanges 06608:Hong Kong
Address No.10 Furong Street, 1-3 Floor, Tower A, Chaoyang District, Beijing, CHN
Bairong Inc is an independent AI-powered technology platform in China serving the financial services industry. The company is engaged in MaaS, BaaS - Financial Scenario, and BaaS - Insurance business. It is driven by science and technology, and continuously explores the scenarios and applications of cutting-edge technologies such as artificial intelligence, machine learning, privacy computing, human-machine collaboration, multimodal AI, and others. The company's clients span a range of industries, including internet, retail, telecommunications, education, and healthcare, with services applied across diverse scenarios such as marketing, operations, intelligent customer service, and outbound client outreach, contract/invoice and policy interpretation, credit granting, and others.
77GF Score

Get the complete analysis for FRA:6B5

Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.50
Price
€0.92
GF Value