Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bairong AIFRA:6B5 -3.60%81 Debt-to-Equity is 0.03 as of Jun. 2026, which is at its 10-year median of 0.03. GuruFocus rates FRA:6B5 with a GF Score™ of 81/100 and a GF Value™ of €0.90 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,246 Software companies, Bairong AI ranks better than 86.42% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Bairong AI's Debt-to-Equity or its related term are showing as below:
FRA:6B5'
s Debt-to-Equity Range Over the Past 10 Years
Min: -0.14 Med: 0.03 Max: 0.04
Current: 0.03
During the past 9 years, the highest Debt-to-Equity Ratio of Bairong AI was 0.04. The lowest was -0.14. And the median was 0.03.
FRA:6B5's Debt-to-Equity is ranked better than 86.42% of 2246
companies
in the Software industry
Industry Median: 0.205
vs FRA:6B5: 0.03
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bairong AI Debt-to-Equity Related Terms
Bairong AI Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Bairong AI's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:6B5 vs MSFT, PLTR, ORCL: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Bairong AI's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bairong AI Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Bairong AI's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bairong AI's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bairong AI (FRA:6B5) has a Debt-to-Equity of 0.03 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bairong AI and its competitors. This is near median its historical median of 0.03. According to the industry distribution chart, Bairong AI ranks #305 out of 2246 companies in the Software industry, placing it in the top 13.6%.
Is Bairong AI's Debt-to-Equity too high?
Bairong AI's current Debt-to-Equity of 0.03 is near median its 10-year median of 0.03. The Software industry median Debt-to-Equity is 0.21. Bairong AI's value of 0.03 is 85.4% below this industry median. Based on the distribution chart, Bairong AI ranks #305 out of 2246 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Bairong AI has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bairong AI's Debt-to-Equity compare to MSFT and PLTR?
According to the Software industry distribution chart, Bairong AI ranks #305 out of 2246 companies for Debt-to-Equity. This places Bairong AI in the top 14% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.21. Bairong AI's value of 0.03 is 85.4% below this benchmark. While the company's 10-year median is 0.03 vs. the industry median of 0.21, Bairong AI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.21, based on 2,246 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bairong AI's current Debt-to-Equity of 0.03 is 85.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bairong AI and its competitors. For the Software industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bairong AI's current Debt-to-Equity is 0.03, which is near median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bairong AI stock overvalued right now?
Based on GuruFocus' analysis, Bairong AI (FRA:6B5) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.90, compared to a current price of €0.54 — trading 40.6% below its estimated fair value. The current Debt-to-Equity is 0.03, which is near median its 10-year median of 0.03 and 85.4% below the Software industry median of 0.21. Bairong AI's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bairong AI (FRA:6B5), the current Debt-to-Equity is 0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bairong AI (FRA:6B5) Overvalued in 2026?
Based on GuruFocus' analysis, Bairong AI stock appears to be undervalued.
The current stock price of €0.54 is trading 40.6% below its estimated GF Value™ of €0.90.
GuruFocus considers Bairong AI to be Significantly Undervalued.
Key valuation signals for FRA:6B5:
Debt-to-Equity: 0.03 (near median its 10-year median of 0.03)
GF Value™: €0.90 vs. price of €0.54 (40.6% below fair value)
Industry Position: 85.4% below the Software median (#305 of 2246)
No single metric tells the full story. See the FRA:6B5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bairong Inc is an independent AI-powered technology platform in China serving the financial services industry. The company is engaged in MaaS, BaaS - Financial Scenario, and BaaS - Insurance business. It is driven by science and technology, and continuously explores the scenarios and applications of cutting-edge technologies such as artificial intelligence, machine learning, privacy computing, human-machine collaboration, multimodal AI, and others. The company's clients span a range of industries, including internet, retail, telecommunications, education, and healthcare, with services applied across diverse scenarios such as marketing, operations, intelligent customer service, and outbound client outreach, contract/invoice and policy interpretation, credit granting, and others.
81GF Score
Get the complete analysis for FRA:6B5
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:6B5 has been successfully added to your 
