Inter Cars (FRA:7FZ) Cash Ratio: 0.18 (As of Mar. 2026) — 64% Above Median

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FRA:7FZ Inter Cars SA FRA:7FZ
90 GF Score
Price €214.00
GF Value €149.98
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Inter Cars Cash Ratio?

Inter Cars FRA:7FZ -0.70% 90 Cash Ratio is 0.18 as of Mar. 2026, which is 64% above its 10-year median of 0.11. GuruFocus rates FRA:7FZ with a GF Score™ of 90/100 and a GF Value™ of €149.98 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,275 Vehicles & Parts companies, Inter Cars ranks worse than 69.8% on this metric.

The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. Inter Cars's Cash Ratio for the quarter that ended in Mar. 2026 was 0.18.

Inter Cars has a Cash Ratio of 0.18. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.

The historical rank and industry rank for Inter Cars's Cash Ratio or its related term are showing as below:

FRA:7FZ' s Cash Ratio Range Over the Past 10 Years
Min: 0.06   Med: 0.11   Max: 0.19
Current: 0.18

During the past 13 years, Inter Cars's highest Cash Ratio was 0.19. The lowest was 0.06. And the median was 0.11.

FRA:7FZ's Cash Ratio is ranked worse than
69.8% of 1275 companies
in the Vehicles & Parts industry
Industry Median: 0.35 vs FRA:7FZ: 0.18

Inter Cars  (FRA:7FZ) Cash Ratio Explanation

The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.

The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.

In general, the higher the cash ratio, the better the company's liquidity position.


Inter Cars Cash Ratio Related Terms


Inter Cars Cash Ratio Historical Data

* Premium members only.

The historical data trend for Inter Cars's Cash Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inter Cars Cash Ratio Chart

Inter Cars Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.12 0.12 0.12 0.14

Inter Cars Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.13 0.13 0.14 0.18

FRA:7FZ vs ORLY, AZO: Cash Ratio Comparison

For the Auto Parts subindustry, Inter Cars's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inter Cars Cash Ratio vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Inter Cars's Cash Ratio distribution charts can be found below:

* The bar in red indicates where Inter Cars's Cash Ratio falls into.


FRA:7FZ
90GF Score
Inter Cars SA FRA:7FZ
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Inter Cars Cash Ratio Calculation

The Cash Ratio measures a company's ability to meet its short-term obligations with its cash and near-cash resources.

Inter Cars's Cash Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Ratio (A: Dec. 2025 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=127.366/885.281
=0.14

Inter Cars's Cash Ratio for the quarter that ended in Mar. 2026 is calculated as:

Cash Ratio (Q: Mar. 2026 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=174.104/990.188
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Ratio →
What does a Cash Ratio of 0.18 mean?
Inter Cars (FRA:7FZ) has a Cash Ratio of 0.18 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Inter Cars and its competitors. This is 64% above median its historical median of 0.11. Over the past decade, Inter Cars' Cash Ratio has ranged from 0.06 to 0.19. According to the industry distribution chart, Inter Cars ranks #890 out of 1275 companies in the Vehicles & Parts industry, placing it in the top 69.8%.
Is Inter Cars' Cash Ratio too high?
Inter Cars' current Cash Ratio of 0.18 is 64% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.19. The Vehicles & Parts industry median Cash Ratio is 0.35. Inter Cars' value of 0.18 is 48.6% below this industry median. Based on the distribution chart, Inter Cars ranks #890 out of 1275 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Inter Cars has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inter Cars' Cash Ratio compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Inter Cars ranks #890 out of 1275 companies for Cash Ratio. This places Inter Cars in the lower half of its industry. The industry median Cash Ratio is 0.35. Inter Cars' value of 0.18 is 48.6% below this benchmark. Historically, Inter Cars' own Cash Ratio has ranged from 0.06 to 0.19 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.35, Inter Cars has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Vehicles & Parts company?
The median Cash Ratio among Vehicles & Parts companies is 0.35, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inter Cars's current Cash Ratio of 0.18 is 48.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Inter Cars and its competitors. For the Vehicles & Parts industry, the median Cash Ratio is 0.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inter Cars's current Cash Ratio is 0.18, which is 64% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inter Cars stock overvalued right now?
Based on GuruFocus' analysis, Inter Cars (FRA:7FZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €149.98, compared to a current price of €214.00 — trading 42.7% above its estimated fair value. The current Cash Ratio is 0.18, which is 64% above median its 10-year median of 0.11 and 48.6% below the Vehicles & Parts industry median of 0.35. Inter Cars' overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Inter Cars (FRA:7FZ), the current Cash Ratio is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inter Cars (FRA:7FZ) Overvalued in 2026?

Based on GuruFocus' analysis, Inter Cars stock appears to be overvalued. The current stock price of €214.00 is trading 42.7% above its estimated GF Value™ of €149.98. GuruFocus considers Inter Cars to be Significantly Overvalued.

Key valuation signals for FRA:7FZ:

  • Cash Ratio: 0.18 (64% above median its 10-year median of 0.11)
  • GF Value™: €149.98 vs. price of €214.00 (42.7% above fair value)
  • GF Score™: 90/100 with 7 warning signs
  • Industry Position: 48.6% below the Vehicles & Parts median (#890 of 1275)

No single metric tells the full story. See the FRA:7FZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inter Cars Business Description

Other Exchanges CAR:Poland
Address Swobodnia 35, Zakroczym, POL, 05-180
Inter Cars SA is engaged in the import and distribution of spare parts and tyres for passenger cars and utility vehicles. The company's product offerings include Spare parts for passenger cars, Spare parts for commercial vehicles and buses, tyres, batteries, lubricants, garage equipment, motorcycles, and parts, Accessories, and other sales - services. Its segments include: Sale of spare parts; and Sale of spare parts Ukraine.
90GF Score

Get the complete analysis for FRA:7FZ

Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€214.00
Price
€149.98
GF Value