Inter Cars (FRA:7FZ) Debt-to-Equity: 0.62 (As of Mar. 2026) — 10% Below Median

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FRA:7FZ Inter Cars SA FRA:7FZ
90 GF Score
Price €212.00
GF Value €149.94
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Inter Cars Debt-to-Equity?

Inter Cars FRA:7FZ -0.70% 90 Debt-to-Equity is 0.62 as of Mar. 2026, which is 10% below its 10-year median of 0.69. GuruFocus rates FRA:7FZ with a GF Score™ of 90/100 and a GF Value™ of €149.94 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,222 Vehicles & Parts companies, Inter Cars ranks worse than 61.13% on this metric.

Inter Cars's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €331 Mil. Inter Cars's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €547 Mil. Inter Cars's Total Stockholders Equity for the quarter that ended in Mar. 2026 was €1,426 Mil. Inter Cars's debt to equity for the quarter that ended in Mar. 2026 was 0.62.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Inter Cars's Debt-to-Equity or its related term are showing as below:

FRA:7FZ' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.58   Med: 0.69   Max: 0.83
Current: 0.62

During the past 13 years, the highest Debt-to-Equity Ratio of Inter Cars was 0.83. The lowest was 0.58. And the median was 0.69.

FRA:7FZ's Debt-to-Equity is ranked worse than
61.13% of 1222 companies
in the Vehicles & Parts industry
Industry Median: 0.46 vs FRA:7FZ: 0.62

Inter Cars  (FRA:7FZ) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Inter Cars Debt-to-Equity Related Terms


Inter Cars Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Inter Cars's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inter Cars Debt-to-Equity Chart

Inter Cars Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.58 0.70 0.66 0.70 0.71

Inter Cars Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.65 0.71 0.71 0.62

FRA:7FZ vs ORLY, AZO: Debt-to-Equity Comparison

For the Auto Parts subindustry, Inter Cars's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inter Cars Debt-to-Equity vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Inter Cars's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Inter Cars's Debt-to-Equity falls into.


FRA:7FZ
90GF Score
Inter Cars SA FRA:7FZ
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Inter Cars Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Inter Cars's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Inter Cars's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.62 mean?
Inter Cars (FRA:7FZ) has a Debt-to-Equity of 0.62 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Inter Cars and its competitors. This is 10% below median its historical median of 0.69. Over the past decade, Inter Cars' Debt-to-Equity has ranged from 0.58 to 0.83. According to the industry distribution chart, Inter Cars ranks #747 out of 1222 companies in the Vehicles & Parts industry, placing it in the top 61.1%.
Is Inter Cars' Debt-to-Equity too high?
Inter Cars' current Debt-to-Equity of 0.62 is 10% below median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 0.83. The Vehicles & Parts industry median Debt-to-Equity is 0.46. Inter Cars' value of 0.62 is 34.8% above this industry median. Based on the distribution chart, Inter Cars ranks #747 out of 1222 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Inter Cars has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inter Cars' Debt-to-Equity compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Inter Cars ranks #747 out of 1222 companies for Debt-to-Equity. This places Inter Cars in the lower half of its industry. The industry median Debt-to-Equity is 0.46. Inter Cars' value of 0.62 is 34.8% above this benchmark. Historically, Inter Cars' own Debt-to-Equity has ranged from 0.58 to 0.83 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 0.46, Inter Cars has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Vehicles & Parts company?
The median Debt-to-Equity among Vehicles & Parts companies is 0.46, based on 1,222 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inter Cars's current Debt-to-Equity of 0.62 is 34.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Inter Cars and its competitors. For the Vehicles & Parts industry, the median Debt-to-Equity is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inter Cars's current Debt-to-Equity is 0.62, which is 10% below median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inter Cars stock overvalued right now?
Based on GuruFocus' analysis, Inter Cars (FRA:7FZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €149.94, compared to a current price of €212.00 — trading 41.4% above its estimated fair value. The current Debt-to-Equity is 0.62, which is 10% below median its 10-year median of 0.69 and 34.8% above the Vehicles & Parts industry median of 0.46. Inter Cars' overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Inter Cars (FRA:7FZ), the current Debt-to-Equity is 0.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inter Cars (FRA:7FZ) Overvalued in 2026?

Based on GuruFocus' analysis, Inter Cars stock appears to be overvalued. The current stock price of €212.00 is trading 41.4% above its estimated GF Value™ of €149.94. GuruFocus considers Inter Cars to be Significantly Overvalued.

Key valuation signals for FRA:7FZ:

  • Debt-to-Equity: 0.62 (10% below median its 10-year median of 0.69)
  • GF Value™: €149.94 vs. price of €212.00 (41.4% above fair value)
  • GF Score™: 90/100 with 7 warning signs
  • Industry Position: 34.8% above the Vehicles & Parts median (#747 of 1222)

No single metric tells the full story. See the FRA:7FZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inter Cars Business Description

Other Exchanges CAR:Poland
Address Swobodnia 35, Zakroczym, POL, 05-180
Inter Cars SA is engaged in the import and distribution of spare parts and tyres for passenger cars and utility vehicles. The company's product offerings include Spare parts for passenger cars, Spare parts for commercial vehicles and buses, tyres, batteries, lubricants, garage equipment, motorcycles, and parts, Accessories, and other sales - services. Its segments include: Sale of spare parts; and Sale of spare parts Ukraine.
90GF Score

Get the complete analysis for FRA:7FZ

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€212.00
Price
€149.94
GF Value