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Payoneer GlobalFRA:915 75 Cash Ratio is 0.04 as of Jun. 2026, which is 56% below its 10-year median of 0.09. GuruFocus rates FRA:915 with a GF Score™ of 75/100 and a GF Value™ of €7.78. The stock has 7 warning signs investors should review. Among 2,809 Software companies, Payoneer Global ranks worse than 94.87% on this metric.
Payoneer Global has a Cash Ratio of 0.04. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Payoneer Global's Cash Ratio or its related term are showing as below:
FRA:915'
s Cash Ratio Range Over the Past 10 Years
Min: 0.03 Med: 0.09 Max: 0.13
Current: 0.04
During the past 8 years, Payoneer Global's highest Cash Ratio was 0.13. The lowest was 0.03. And the median was 0.09.
FRA:915's Cash Ratio is ranked worse than 94.87% of 2809
companies
in the Software industry
Industry Median: 0.76
vs FRA:915: 0.04
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Payoneer Global Cash Ratio Related Terms
Payoneer Global Cash Ratio Historical Data
* Premium members only.
The historical data trend for Payoneer Global's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:915 vs PAGS, CALX, FLYW: Cash Ratio Comparison
For the Software - Infrastructure subindustry, Payoneer Global's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Payoneer Global Cash Ratio vs Software Industry
For the Software industry and Technology sector, Payoneer Global's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Payoneer Global's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Payoneer Global (FRA:915) has a Cash Ratio of 0.04 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Payoneer Global and its competitors. This is 56% below median its historical median of 0.09. Over the past decade, Payoneer Global's Cash Ratio has ranged from 0.03 to 0.13. According to the industry distribution chart, Payoneer Global ranks #2665 out of 2809 companies in the Software industry, placing it in the top 94.9%.
Is Payoneer Global's Cash Ratio too high?
Payoneer Global's current Cash Ratio of 0.04 is 56% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.13. The Software industry median Cash Ratio is 0.76. Payoneer Global's value of 0.04 is 94.7% below this industry median. Based on the distribution chart, Payoneer Global ranks #2665 out of 2809 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Payoneer Global has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Payoneer Global's Cash Ratio compare to PAGS and CALX?
According to the Software industry distribution chart, Payoneer Global ranks #2665 out of 2809 companies for Cash Ratio. This places Payoneer Global in the lower half of its industry. The industry median Cash Ratio is 0.76. Payoneer Global's value of 0.04 is 94.7% below this benchmark. Historically, Payoneer Global's own Cash Ratio has ranged from 0.03 to 0.13 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.76, Payoneer Global has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.76, based on 2,809 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Payoneer Global's current Cash Ratio of 0.04 is 94.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Payoneer Global and its competitors. For the Software industry, the median Cash Ratio is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Payoneer Global's current Cash Ratio is 0.04, which is 56% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Payoneer Global stock overvalued right now?
Payoneer Global (FRA:915) has a current Cash Ratio of 0.04. The stock's GF Value™ is €7.78, compared to a current price of €5.90 — trading 24.2% below its estimated fair value. The current Cash Ratio is 0.04, which is 56% below median its 10-year median of 0.09 and 94.7% below the Software industry median of 0.76. Payoneer Global's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Payoneer Global (FRA:915), the current Cash Ratio is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Payoneer Global (FRA:915) Overvalued in 2026?
Based on GuruFocus' analysis, Payoneer Global stock appears to be undervalued.
The current stock price of €5.90 is trading 24.2% below its estimated GF Value™ of €7.78.
Key valuation signals for FRA:915:
Cash Ratio: 0.04 (56% below median its 10-year median of 0.09)
GF Value™: €7.78 vs. price of €5.90 (24.2% below fair value)
Industry Position: 94.7% below the Software median (#2665 of 2809)
No single metric tells the full story. See the FRA:915 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Payoneer Global Inc is a financial technology company that enables small and medium-sized businesses (SMBs) to grow internationally through its diversified cross-border payments platform. It connects businesses, professionals, countries, and currencies, reducing the complexity of commerce and enabling customers to pay and get paid as easily as locally. The company offers a financial stack that includes cross-border AR/AP capabilities, funds management, working capital solutions, multicurrency accounts, and workforce management services. Its fully hosted platform provides multiple payment options with minimal integration, along with back-office functions and customer support. The company operates in Israel, the United States, and other countries.
75GF Score
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