Payoneer Global (FRA:915) Debt-to-EBITDA : 0.57 (As of Jun. 2026)

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FRA:915 Payoneer Global Inc FRA:915
76 GF Score
Price €5.95
GF Value €7.61
! 7 Warning Signs
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What is Payoneer Global Debt-to-EBITDA?

Payoneer Global FRA:915 +0.85% 76 Debt-to-EBITDA is 0.57 as of Jun. 2026. GuruFocus rates FRA:915 with a GF Score™ of 76/100 and a GF Value™ of €7.61. The stock has 7 warning signs investors should review. Among 1,726 Software companies, Payoneer Global ranks better than 66.57% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Payoneer Global's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €9.0 Mil. Payoneer Global's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €65.8 Mil. Payoneer Global's annualized EBITDA for the quarter that ended in Jun. 2026 was €132.5 Mil. Payoneer Global's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.56.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Payoneer Global's Debt-to-EBITDA or its related term are showing as below:

FRA:915' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -200.13   Med: -0.35   Max: 4.29
Current: 0.46

During the past 8 years, the highest Debt-to-EBITDA Ratio of Payoneer Global was 4.29. The lowest was -200.13. And the median was -0.35.

FRA:915's Debt-to-EBITDA is ranked better than
66.57% of 1726 companies
in the Software industry
Industry Median: 1.035 vs FRA:915: 0.46

Payoneer Global  (FRA:915) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Payoneer Global Debt-to-EBITDA Related Terms


Payoneer Global Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Payoneer Global's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Payoneer Global Debt-to-EBITDA Chart

Payoneer Global Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial -1.88 0.95 -0.44 -0.35 0.38

Payoneer Global Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.26 0.37 0.41 0.57

FRA:915 vs ATEN, RAMP, CALX: Debt-to-EBITDA Comparison

For the Software - Infrastructure subindustry, Payoneer Global's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Payoneer Global Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Payoneer Global's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Payoneer Global's Debt-to-EBITDA falls into.


FRA:915
76GF Score
Payoneer Global Inc FRA:915
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Payoneer Global Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Payoneer Global's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6.191 + 55.582) / 162.509
=0.38

Payoneer Global's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8.996 + 65.793) / 132.48
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.57 mean?
Payoneer Global (FRA:915) has a Debt-to-EBITDA of 0.57 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Payoneer Global. According to the industry distribution chart, Payoneer Global ranks #577 out of 1726 companies in the Software industry, placing it in the top 33.4%.
Is Payoneer Global's Debt-to-EBITDA too high?
Payoneer Global's current Debt-to-EBITDA is 0.57. The Software industry median Debt-to-EBITDA is 1.04. Payoneer Global's value of 0.57 is 44.9% below this industry median. Based on the distribution chart, Payoneer Global ranks #577 out of 1726 companies in the Software industry, which is above the industry midpoint. Overall, Payoneer Global has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Payoneer Global's Debt-to-EBITDA compare to ATEN and RAMP?
According to the Software industry distribution chart, Payoneer Global ranks #577 out of 1726 companies for Debt-to-EBITDA. This puts Payoneer Global in the upper half of its industry. The industry median Debt-to-EBITDA is 1.04. Payoneer Global's value of 0.57 is 44.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.04, based on 1,726 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Payoneer Global's current Debt-to-EBITDA of 0.57 is 44.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Payoneer Global. For the Software industry, the median Debt-to-EBITDA is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Payoneer Global's current Debt-to-EBITDA is 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Payoneer Global stock overvalued right now?
Payoneer Global (FRA:915) has a current Debt-to-EBITDA of 0.57. The stock's GF Value™ is €7.61, compared to a current price of €5.95 — trading 21.8% below its estimated fair value. The current Debt-to-EBITDA is 0.57 and 44.9% below the Software industry median of 1.04. Payoneer Global's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Payoneer Global (FRA:915), the current Debt-to-EBITDA is 0.57 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Payoneer Global (FRA:915) Overvalued in 2026?

Based on GuruFocus' analysis, Payoneer Global stock appears to be undervalued. The current stock price of €5.95 is trading 21.8% below its estimated GF Value™ of €7.61.

Key valuation signals for FRA:915:

  • Debt-to-EBITDA: 0.57
  • GF Value™: €7.61 vs. price of €5.95 (21.8% below fair value)
  • GF Score™: 76/100 with 7 warning signs
  • Industry Position: 44.9% below the Software median (#577 of 1726)

No single metric tells the full story. See the FRA:915 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Payoneer Global Business Description

Other Exchanges PAYO:USA915:Germany
Address 195 Broadway, 27th Floor, New York, NY, USA, 10007
Payoneer Global Inc is a financial technology company that enables small and medium-sized businesses (SMBs) to grow internationally through its diversified cross-border payments platform. It connects businesses, professionals, countries, and currencies, reducing the complexity of commerce and enabling customers to pay and get paid as easily as locally. The company offers a financial stack that includes cross-border AR/AP capabilities, funds management, working capital solutions, multicurrency accounts, and workforce management services. Its fully hosted platform provides multiple payment options with minimal integration, along with back-office functions and customer support. The company operates in Israel, the United States, and other countries.
76GF Score

Get the complete analysis for FRA:915

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.95
Price
€7.61
GF Value