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Sino-German United AGFRA:SGU 38 Cash Ratio is 35.50 as of Dec. 2025, which is 15% below its 10-year median of 41.64. GuruFocus rates FRA:SGU with a GF Score™ of 38/100 and a GF Value™ of €0.18 (Fairly Valued). The stock has 4 warning signs investors should review. Among 676 Capital Markets companies, Sino-German United AG ranks better than 94.08% on this metric.
Sino-German United AG has a Cash Ratio of 35.50. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Sino-German United AG's Cash Ratio or its related term are showing as below:
FRA:SGU'
s Cash Ratio Range Over the Past 10 Years
Min: 11.97 Med: 41.64 Max: 77.07
Current: 35.5
During the past 13 years, Sino-German United AG's highest Cash Ratio was 77.07. The lowest was 11.97. And the median was 41.64.
FRA:SGU's Cash Ratio is ranked better than 94.08% of 676
companies
in the Capital Markets industry
Industry Median: 0.9
vs FRA:SGU: 35.50
Sino-German United AG (FRA:SGU) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Sino-German United AG's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sino-German United AG Cash Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Sino-German United AG's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Sino-German United AG's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sino-German United AG (FRA:SGU) has a Cash Ratio of 35.50 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Sino-German United AG and its competitors. This is 15% below median its historical median of 41.64. Over the past decade, Sino-German United AG's Cash Ratio has ranged from 11.97 to 77.07. According to the industry distribution chart, Sino-German United AG ranks #40 out of 676 companies in the Capital Markets industry, placing it in the top 5.9%.
Is Sino-German United AG's Cash Ratio too high?
Sino-German United AG's current Cash Ratio of 35.50 is 15% below median its 10-year median of 41.64. Over the past 10 years, this metric has ranged from a low of 11.97 to a high of 77.07. The Capital Markets industry median Cash Ratio is 0.90. Sino-German United AG's value of 35.50 is 3844.4% above this industry median. Based on the distribution chart, Sino-German United AG ranks #40 out of 676 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Sino-German United AG has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sino-German United AG's Cash Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Sino-German United AG ranks #40 out of 676 companies for Cash Ratio. This places Sino-German United AG in the top 6% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.90. Sino-German United AG's value of 35.50 is 3844.4% above this benchmark. Historically, Sino-German United AG's own Cash Ratio has ranged from 11.97 to 77.07 over the past decade. While the company's 10-year median is 41.64 vs. the industry median of 0.90, Sino-German United AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Capital Markets company?
The median Cash Ratio among Capital Markets companies is 0.90, based on 676 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sino-German United AG's current Cash Ratio of 35.50 is 3844.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Sino-German United AG and its competitors. For the Capital Markets industry, the median Cash Ratio is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sino-German United AG's current Cash Ratio is 35.50, which is 15% below median its own 10-year median of 41.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sino-German United AG stock overvalued right now?
Based on GuruFocus' analysis, Sino-German United AG (FRA:SGU) is currently considered Fairly Valued. The stock's GF Value™ is €0.18, compared to a current price of €0.18 — trading 2.2% above its estimated fair value. The current Cash Ratio is 35.50, which is 15% below median its 10-year median of 41.64 and 3844.4% above the Capital Markets industry median of 0.90. Sino-German United AG's overall GF Score™ is 38/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Sino-German United AG (FRA:SGU), the current Cash Ratio is 35.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sino-German United AG (FRA:SGU) Overvalued in 2026?
Based on GuruFocus' analysis, Sino-German United AG stock appears to be overvalued.
The current stock price of €0.18 is trading 2.2% above its estimated GF Value™ of €0.18.
GuruFocus considers Sino-German United AG to be Fairly Valued.
Key valuation signals for FRA:SGU:
Cash Ratio: 35.50 (15% below median its 10-year median of 41.64)
GF Value™: €0.18 vs. price of €0.18 (2.2% above fair value)
Industry Position: 3844.4% above the Capital Markets median (#40 of 676)
No single metric tells the full story. See the FRA:SGU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sino-German United AG is a trading company that focuses on the Chinese and German markets. The trading division of Sino-German United AG is currently focused on the trade in German consumer goods of daily use, Essentially the export of German premium beer to China. In addition, advising German and Chinese companies is part of the Corporate expertise to establish cooperation in economic and cultural promotion areas between China and Germany.
38GF Score
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