Sino-German United AG (FRA:SGU) Days Payable: 5.46 (As of Dec. 2025) — 32% Below Median


FRA:SGU Sino-German United AG FRA:SGU
43 GF Score
Price €0.13
GF Value €0.19
Valuation Possible Value Trap
! 4 Warning Signs
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What is Sino-German United AG Days Payable?

Sino-German United AG FRA:SGU +8.33% 43 Days Payable is 5.46 as of Dec. 2025, which is 32% below its 10-year median of 8.08. GuruFocus rates FRA:SGU with a GF Score™ of 43/100 and a GF Value™ of €0.19 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 540 Capital Markets companies, Sino-German United AG ranks worse than 89.26% on this metric.

Sino-German United AG's average Accounts Payable for the six months ended in Dec. 2025 was €0.02 Mil. Sino-German United AG's Cost of Goods Sold for the six months ended in Dec. 2025 was €0.64 Mil. Hence, Sino-German United AG's Days Payable for the six months ended in Dec. 2025 was 5.46.

The historical rank and industry rank for Sino-German United AG's Days Payable or its related term are showing as below:

FRA:SGU' s Days Payable Range Over the Past 10 Years
Min: 2.7   Med: 8.08   Max: 16.8
Current: 3.75

During the past 13 years, Sino-German United AG's highest Days Payable was 16.80. The lowest was 2.70. And the median was 8.08.

FRA:SGU's Days Payable is ranked worse than
89.26% of 540 companies
in the Capital Markets industry
Industry Median: 91.345 vs FRA:SGU: 3.75

Sino-German United AG's Days Payable increased from Dec. 2024 (4.30) to Dec. 2025 (5.46). It may suggest that Sino-German United AG delayed paying its suppliers.


Sino-German United AG Days Payable Historical Data

* Premium members only.

The historical data trend for Sino-German United AG's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sino-German United AG Days Payable Chart

Sino-German United AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.05 5.15 12.27 11.34 2.70

Sino-German United AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 88.95 10.90 4.30 3.51 5.46

FRA:SGU vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, Sino-German United AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sino-German United AG Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Sino-German United AG's Days Payable distribution charts can be found below:

* The bar in red indicates where Sino-German United AG's Days Payable falls into.


FRA:SGU
43GF Score
Sino-German United AG FRA:SGU
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Sino-German United AG Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Sino-German United AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.012 + 0.012) / 2 ) / 1.621*365
=0.012 / 1.621*365
=2.70

Sino-German United AG's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.026 + 0.012) / 2 ) / 0.635*365 / 2
=0.019 / 0.635*365 / 2
=5.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 5.46 mean?
Sino-German United AG (FRA:SGU) has a Days Payable of 5.46 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sino-German United AG and its competitors. This is 32% below median its historical median of 8.08. Over the past decade, Sino-German United AG's Days Payable has ranged from 2.70 to 16.80. According to the industry distribution chart, Sino-German United AG ranks #482 out of 540 companies in the Capital Markets industry, placing it in the top 89.3%.
Is Sino-German United AG's Days Payable too high?
Sino-German United AG's current Days Payable of 5.46 is 32% below median its 10-year median of 8.08. Over the past 10 years, this metric has ranged from a low of 2.70 to a high of 16.80. The Capital Markets industry median Days Payable is 91.35. Sino-German United AG's value of 5.46 is 94% below this industry median. Based on the distribution chart, Sino-German United AG ranks #482 out of 540 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Sino-German United AG has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sino-German United AG's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Sino-German United AG ranks #482 out of 540 companies for Days Payable. This places Sino-German United AG in the lower half of its industry. The industry median Days Payable is 91.35. Sino-German United AG's value of 5.46 is 94% below this benchmark. Historically, Sino-German United AG's own Days Payable has ranged from 2.70 to 16.80 over the past decade. While the company's 10-year median is 8.08 vs. the industry median of 91.35, Sino-German United AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 91.35, based on 540 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sino-German United AG's current Days Payable of 5.46 is 94% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sino-German United AG and its competitors. For the Capital Markets industry, the median Days Payable is 91.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sino-German United AG's current Days Payable is 5.46, which is 32% below median its own 10-year median of 8.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sino-German United AG stock overvalued right now?
Based on GuruFocus' analysis, Sino-German United AG (FRA:SGU) is currently considered Possible Value Trap. The stock's GF Value™ is €0.19, compared to a current price of €0.13 — trading 31.6% below its estimated fair value. The current Days Payable is 5.46, which is 32% below median its 10-year median of 8.08 and 94% below the Capital Markets industry median of 91.35. Sino-German United AG's overall GF Score™ is 43/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Sino-German United AG (FRA:SGU), the current Days Payable is 5.46 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sino-German United AG (FRA:SGU) Overvalued in 2026?

Based on GuruFocus' analysis, Sino-German United AG stock appears to be undervalued. The current stock price of €0.13 is trading 31.6% below its estimated GF Value™ of €0.19. GuruFocus considers Sino-German United AG to be Possible Value Trap.

Key valuation signals for FRA:SGU:

  • Days Payable: 5.46 (32% below median its 10-year median of 8.08)
  • GF Value™: €0.19 vs. price of €0.13 (31.6% below fair value)
  • GF Score™: 43/100 with 4 warning signs
  • Industry Position: 94% below the Capital Markets median (#482 of 540)

No single metric tells the full story. See the FRA:SGU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sino-German United AG Business Description

Other Exchanges SGU:Germany
Address Maximilianstrasse 54, Munich, BY, DEU, 80538
Sino-German United AG is a trading company that focuses on the Chinese and German markets. The trading division of Sino-German United AG is currently focused on the trade in German consumer goods of daily use, Essentially the export of German premium beer to China. In addition, advising German and Chinese companies is part of the Corporate expertise to establish cooperation in economic and cultural promotion areas between China and Germany.
43GF Score

Get the complete analysis for FRA:SGU

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.19
GF Value