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Snap-onFRA:SPU -0.17%93 Cash Ratio is 1.25 as of Jun. 2026, which is 62% above its 10-year median of 0.77. GuruFocus rates FRA:SPU with a GF Score™ of 93/100 and a GF Value™ of €294.90 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 3,029 Industrial Products companies, Snap-on ranks better than 76.99% on this metric.
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Snap-on Cash Ratio Related Terms
Snap-on Cash Ratio Historical Data
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The historical data trend for Snap-on's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Tools & Accessories subindustry, Snap-on's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Snap-on Cash Ratio vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Snap-on's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Snap-on's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Snap-on (FRA:SPU) has a Cash Ratio of 1.25 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Snap-on and its competitors. This is 62% above median its historical median of 0.77. Over the past decade, Snap-on's Cash Ratio has ranged from 0.08 to 1.77. According to the industry distribution chart, Snap-on ranks #697 out of 3029 companies in the Industrial Products industry, placing it in the top 23%.
Is Snap-on's Cash Ratio too high?
Snap-on's current Cash Ratio of 1.25 is 62% above median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 1.77. The Industrial Products industry median Cash Ratio is 0.52. Snap-on's value of 1.25 is 140.4% above this industry median. Based on the distribution chart, Snap-on ranks #697 out of 3029 companies in the Industrial Products industry, which is in the top quartile — a strong position relative to peers. Overall, Snap-on has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Snap-on's Cash Ratio compare to RBC and SWK?
According to the Industrial Products industry distribution chart, Snap-on ranks #697 out of 3029 companies for Cash Ratio. This places Snap-on in the top 23% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.52. Snap-on's value of 1.25 is 140.4% above this benchmark. Historically, Snap-on's own Cash Ratio has ranged from 0.08 to 1.77 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 0.52, Snap-on has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Industrial Products company?
The median Cash Ratio among Industrial Products companies is 0.52, based on 3,029 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Snap-on's current Cash Ratio of 1.25 is 140.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Snap-on and its competitors. For the Industrial Products industry, the median Cash Ratio is 0.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Snap-on's current Cash Ratio is 1.25, which is 62% above median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Snap-on stock overvalued right now?
Based on GuruFocus' analysis, Snap-on (FRA:SPU) is currently considered Modestly Overvalued. The stock's GF Value™ is €294.90, compared to a current price of €358.40 — trading 21.5% above its estimated fair value. The current Cash Ratio is 1.25, which is 62% above median its 10-year median of 0.77 and 140.4% above the Industrial Products industry median of 0.52. Snap-on's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Snap-on (FRA:SPU), the current Cash Ratio is 1.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Snap-on (FRA:SPU) Overvalued in 2026?
Based on GuruFocus' analysis, Snap-on stock appears to be overvalued.
The current stock price of €358.40 is trading 21.5% above its estimated GF Value™ of €294.90.
GuruFocus considers Snap-on to be Modestly Overvalued.
Key valuation signals for FRA:SPU:
Cash Ratio: 1.25 (62% above median its 10-year median of 0.77)
GF Value™: €294.90 vs. price of €358.40 (21.5% above fair value)
Industry Position: 140.4% above the Industrial Products median (#697 of 3029)
No single metric tells the full story. See the FRA:SPU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Snap-on is a manufacturer of premium tools, equipment, and diagnostics for professional technicians, primarily involved in the repair of passenger cars but having expanded into other industrial applications. The company's legacy business is selling hand tools through franchisee-operated mobile vans to technicians who purchase the tools at their own expense. The company also operates a commercial and industrial business that is focused on repair facilities serving other industries. The third segment, repair systems and information, targets auto OEMs and large dealerships more directly and also offers substantial diagnostic solutions to aid repairs. The company's finance arm provides financing to franchisees to run their operations, as well as underwriting end customer purchases.
93GF Score
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