CEWE Stiftung KGaAHAM:CWC -1.73%76 Cash Ratio is 0.75 as of Mar. 2026, which is 213% above its 10-year median of 0.24. GuruFocus rates HAM:CWC with a GF Score™ of 76/100 and a GF Value™ of €137.47 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 97 Personal Services companies, CEWE Stiftung KGaA ranks better than 62.89% on this metric.
CEWE Stiftung KGaA has a Cash Ratio of 0.75. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for CEWE Stiftung KGaA's Cash Ratio or its related term are showing as below:
HAM:CWC'
s Cash Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.24 Max: 0.91
Current: 0.75
During the past 13 years, CEWE Stiftung KGaA's highest Cash Ratio was 0.91. The lowest was 0.09. And the median was 0.24.
HAM:CWC's Cash Ratio is ranked better than 62.89% of 97
companies
in the Personal Services industry
Industry Median: 0.57
vs HAM:CWC: 0.75
CEWE Stiftung KGaA (HAM:CWC) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
CEWE Stiftung KGaA Cash Ratio Related Terms
CEWE Stiftung KGaA Cash Ratio Historical Data
* Premium members only.
The historical data trend for CEWE Stiftung KGaA's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, CEWE Stiftung KGaA's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CEWE Stiftung KGaA Cash Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, CEWE Stiftung KGaA's Cash Ratio distribution charts can be found below:
* The bar in red indicates where CEWE Stiftung KGaA's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CEWE Stiftung KGaA (HAM:CWC) has a Cash Ratio of 0.75 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on CEWE Stiftung KGaA and its competitors. This is 213% above median its historical median of 0.24. Over the past decade, CEWE Stiftung KGaA's Cash Ratio has ranged from 0.09 to 0.91. According to the industry distribution chart, CEWE Stiftung KGaA ranks #36 out of 97 companies in the Personal Services industry, placing it in the top 37.1%.
Is CEWE Stiftung KGaA's Cash Ratio too high?
CEWE Stiftung KGaA's current Cash Ratio of 0.75 is 213% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.91. The Personal Services industry median Cash Ratio is 0.57. CEWE Stiftung KGaA's value of 0.75 is 31.6% above this industry median. Based on the distribution chart, CEWE Stiftung KGaA ranks #36 out of 97 companies in the Personal Services industry, which is above the industry midpoint. Overall, CEWE Stiftung KGaA has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CEWE Stiftung KGaA's Cash Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, CEWE Stiftung KGaA ranks #36 out of 97 companies for Cash Ratio. This puts CEWE Stiftung KGaA in the upper half of its industry. The industry median Cash Ratio is 0.57. CEWE Stiftung KGaA's value of 0.75 is 31.6% above this benchmark. Historically, CEWE Stiftung KGaA's own Cash Ratio has ranged from 0.09 to 0.91 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.57, CEWE Stiftung KGaA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Personal Services company?
The median Cash Ratio among Personal Services companies is 0.57, based on 97 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CEWE Stiftung KGaA's current Cash Ratio of 0.75 is 31.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on CEWE Stiftung KGaA and its competitors. For the Personal Services industry, the median Cash Ratio is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CEWE Stiftung KGaA's current Cash Ratio is 0.75, which is 213% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CEWE Stiftung KGaA stock overvalued right now?
Based on GuruFocus' analysis, CEWE Stiftung KGaA (HAM:CWC) is currently considered Significantly Undervalued. The stock's GF Value™ is €137.47, compared to a current price of €91.10 — trading 33.7% below its estimated fair value. The current Cash Ratio is 0.75, which is 213% above median its 10-year median of 0.24 and 31.6% above the Personal Services industry median of 0.57. CEWE Stiftung KGaA's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For CEWE Stiftung KGaA (HAM:CWC), the current Cash Ratio is 0.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CEWE Stiftung KGaA (HAM:CWC) Overvalued in 2026?
Based on GuruFocus' analysis, CEWE Stiftung KGaA stock appears to be undervalued.
The current stock price of €91.10 is trading 33.7% below its estimated GF Value™ of €137.47.
GuruFocus considers CEWE Stiftung KGaA to be Significantly Undervalued.
Key valuation signals for HAM:CWC:
Cash Ratio: 0.75 (213% above median its 10-year median of 0.24)
GF Value™: €137.47 vs. price of €91.10 (33.7% below fair value)
Industry Position: 31.6% above the Personal Services median (#36 of 97)
No single metric tells the full story. See the HAM:CWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CEWE Stiftung & Co KGaA is a German-based company which provides photo service, photo retail business, and commercial online printing. The company operates a business through three segments through photofinishing, retail, and commercial online printing. Its Photofinishing segment works on the printing of photos of analogue or digital origin. Retail unit trades photo hardware and photo products to end consumers using various brands such as Fotojoker, Fotolab and Japan Photo, among others. The Online Printing unit operates through online printing portals, such as www.cewe-print.de and others. The company derives it's majority of the revenue from photofinishing activity in Germany.
76GF Score
Get the complete analysis for HAM:CWC
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HAM:CWC has been successfully added to your 
