CEWE Stiftung KGaA (HAM:CWC) Financial Strength: 7 (As of Mar. 2026) — 13% Below Median


HAM:CWC CEWE Stiftung & Co KGaA HAM:CWC
76 GF Score
Price €91.10
GF Value €137.47
Valuation Significantly Undervalued
! 3 Warning Signs
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What is CEWE Stiftung KGaA Financial Strength?

CEWE Stiftung KGaA HAM:CWC -1.73% 76 Financial Strength is 7 as of Mar. 2026, which is 13% below its 10-year median of 8.00. GuruFocus rates HAM:CWC with a GF Score™ of 76/100 and a GF Value™ of €137.47 (Significantly Undervalued). The stock has 3 warning signs investors should review.

CEWE Stiftung KGaA has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

CEWE Stiftung KGaA's Interest Coverage for the quarter that ended in Mar. 2026 was 16.98. CEWE Stiftung KGaA's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.05. As of today, CEWE Stiftung KGaA's Altman Z-Score is 4.10.


CEWE Stiftung KGaA  (HAM:CWC) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

CEWE Stiftung KGaA has the Financial Strength Rank of 7.


CEWE Stiftung KGaA Financial Strength Related Terms


HAM:CWC vs ROL, SCI, HRB: Financial Strength Comparison

For the Personal Services subindustry, CEWE Stiftung KGaA's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CEWE Stiftung KGaA Financial Strength vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, CEWE Stiftung KGaA's Financial Strength distribution charts can be found below:

* The bar in red indicates where CEWE Stiftung KGaA's Financial Strength falls into.


HAM:CWC
76GF Score
CEWE Stiftung & Co KGaA HAM:CWC
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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CEWE Stiftung KGaA Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

CEWE Stiftung KGaA's Interest Expense for the months ended in Mar. 2026 was €-0.3 Mil. Its Operating Income for the months ended in Mar. 2026 was €5.6 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €30.2 Mil.

CEWE Stiftung KGaA's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5.604/-0.33
=16.98

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. CEWE Stiftung & Co KGaA has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

CEWE Stiftung KGaA's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(9.296 + 30.173) / 744.596
=0.05

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

CEWE Stiftung KGaA has a Z-score of 4.10, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 4.1 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
CEWE Stiftung KGaA (HAM:CWC) has a Financial Strength of 7 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on CEWE Stiftung KGaA and its competitors. This is 13% below median its historical median of 8.00. Over the past decade, CEWE Stiftung KGaA's Financial Strength has ranged from 3.00 to 10.00.
Is CEWE Stiftung KGaA's Financial Strength too high?
CEWE Stiftung KGaA's current Financial Strength of 7 is 13% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, CEWE Stiftung KGaA has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CEWE Stiftung KGaA's Financial Strength compare to ROL and SCI?
CEWE Stiftung KGaA's Financial Strength of 7 can be compared against companies in the Personal Services industry. Historically, CEWE Stiftung KGaA's own Financial Strength has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Personal Services company?
A good Financial Strength depends on the Personal Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on CEWE Stiftung KGaA and its competitors. CEWE Stiftung KGaA's current Financial Strength is 7, which is 13% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CEWE Stiftung KGaA stock overvalued right now?
Based on GuruFocus' analysis, CEWE Stiftung KGaA (HAM:CWC) is currently considered Significantly Undervalued. The stock's GF Value™ is €137.47, compared to a current price of €91.10 — trading 33.7% below its estimated fair value. The current Financial Strength is 7, which is 13% below median its 10-year median of 8.00. CEWE Stiftung KGaA's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For CEWE Stiftung KGaA (HAM:CWC), the current Financial Strength is 7 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CEWE Stiftung KGaA (HAM:CWC) Overvalued in 2026?

Based on GuruFocus' analysis, CEWE Stiftung KGaA stock appears to be undervalued. The current stock price of €91.10 is trading 33.7% below its estimated GF Value™ of €137.47. GuruFocus considers CEWE Stiftung KGaA to be Significantly Undervalued.

Key valuation signals for HAM:CWC:

  • Financial Strength: 7 (13% below median its 10-year median of 8.00)
  • GF Value™: €137.47 vs. price of €91.10 (33.7% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the HAM:CWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CEWE Stiftung KGaA Business Description

Other Exchanges CWCd:UK0N8F:UKCWC:Germany
Address Meerweg 30 - 32, Oldenburg, NI, DEU, 26133
CEWE Stiftung & Co KGaA is a German-based company which provides photo service, photo retail business, and commercial online printing. The company operates a business through three segments through photofinishing, retail, and commercial online printing. Its Photofinishing segment works on the printing of photos of analogue or digital origin. Retail unit trades photo hardware and photo products to end consumers using various brands such as Fotojoker, Fotolab and Japan Photo, among others. The Online Printing unit operates through online printing portals, such as www.cewe-print.de and others. The company derives it's majority of the revenue from photofinishing activity in Germany.
76GF Score

Get the complete analysis for HAM:CWC

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€91.10
Price
€137.47
GF Value