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Francotyp-Postalia Holding AGHAM:FPH +0.78%32 Cash Ratio is 0.85 as of Dec. 2025, which is 143% above its 10-year median of 0.35. GuruFocus rates HAM:FPH with a GF Score™ of 32/100. The stock has 2 warning signs investors should review. Among 1,051 Business Services companies, Francotyp-Postalia Holding AG ranks better than 58.99% on this metric.
Francotyp-Postalia Holding AG has a Cash Ratio of 0.85. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Francotyp-Postalia Holding AG's Cash Ratio or its related term are showing as below:
HAM:FPH'
s Cash Ratio Range Over the Past 10 Years
Min: 0.17 Med: 0.35 Max: 0.85
Current: 0.85
During the past 13 years, Francotyp-Postalia Holding AG's highest Cash Ratio was 0.85. The lowest was 0.17. And the median was 0.35.
HAM:FPH's Cash Ratio is ranked better than 58.99% of 1051
companies
in the Business Services industry
Industry Median: 0.62
vs HAM:FPH: 0.85
Francotyp-Postalia Holding AG (HAM:FPH) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Francotyp-Postalia Holding AG Cash Ratio Related Terms
Francotyp-Postalia Holding AG Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Business Services subindustry, Francotyp-Postalia Holding AG's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Francotyp-Postalia Holding AG Cash Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Francotyp-Postalia Holding AG's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Francotyp-Postalia Holding AG's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Francotyp-Postalia Holding AG (HAM:FPH) has a Cash Ratio of 0.85 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Francotyp-Postalia Holding AG and its competitors. This is 143% above median its historical median of 0.35. Over the past decade, Francotyp-Postalia Holding AG's Cash Ratio has ranged from 0.17 to 0.85. According to the industry distribution chart, Francotyp-Postalia Holding AG ranks #431 out of 1051 companies in the Business Services industry, placing it in the top 41%.
Is Francotyp-Postalia Holding AG's Cash Ratio too high?
Francotyp-Postalia Holding AG's current Cash Ratio of 0.85 is 143% above median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.85. The Business Services industry median Cash Ratio is 0.62. Francotyp-Postalia Holding AG's value of 0.85 is 37.1% above this industry median. Based on the distribution chart, Francotyp-Postalia Holding AG ranks #431 out of 1051 companies in the Business Services industry, which is above the industry midpoint. Overall, Francotyp-Postalia Holding AG has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Francotyp-Postalia Holding AG's Cash Ratio compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Francotyp-Postalia Holding AG ranks #431 out of 1051 companies for Cash Ratio. This puts Francotyp-Postalia Holding AG in the upper half of its industry. The industry median Cash Ratio is 0.62. Francotyp-Postalia Holding AG's value of 0.85 is 37.1% above this benchmark. Historically, Francotyp-Postalia Holding AG's own Cash Ratio has ranged from 0.17 to 0.85 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.62, Francotyp-Postalia Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Business Services company?
The median Cash Ratio among Business Services companies is 0.62, based on 1,051 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Francotyp-Postalia Holding AG's current Cash Ratio of 0.85 is 37.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Francotyp-Postalia Holding AG and its competitors. For the Business Services industry, the median Cash Ratio is 0.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Francotyp-Postalia Holding AG's current Cash Ratio is 0.85, which is 143% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Francotyp-Postalia Holding AG stock overvalued right now?
Francotyp-Postalia Holding AG (HAM:FPH) has a current Cash Ratio of 0.85. The current Cash Ratio is 0.85, which is 143% above median its 10-year median of 0.35 and 37.1% above the Business Services industry median of 0.62. Francotyp-Postalia Holding AG's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Francotyp-Postalia Holding AG (HAM:FPH), the current Cash Ratio is 0.85 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Francotyp-Postalia Holding AG is a company dealing with mail communication. Its business activities focus on traditional product business, which consists of the development, manufacture, and distribution of franking systems, as well as inserting machines and after-sale business. The company divided its business activities into three business units which are Mailing, Shipping & Office Solutions, Digital Business Solutions and Mail Services. The company also comprises services such as the collection of business mail and software solutions.
32GF Score
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