Francotyp-Postalia Holding AG (HAM:FPH) Liabilities-to-Assets : 0.81 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:FPH Francotyp-Postalia Holding AG HAM:FPH
32 GF Score
Price €2.60
! 2 Warning Signs
View Full Analysis

What is Francotyp-Postalia Holding AG Liabilities-to-Assets?

Francotyp-Postalia Holding AG HAM:FPH +0.78% 32 Liabilities-to-Assets is 0.81 as of Dec. 2025. GuruFocus rates HAM:FPH with a GF Score™ of 32/100. The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Francotyp-Postalia Holding AG's Total Liabilities for the quarter that ended in Dec. 2025 was €87.4 Mil. Francotyp-Postalia Holding AG's Total Assets for the quarter that ended in Dec. 2025 was €108.1 Mil. Therefore, Francotyp-Postalia Holding AG's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.81.


Francotyp-Postalia Holding AG  (HAM:FPH) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Francotyp-Postalia Holding AG Liabilities-to-Assets Related Terms


Francotyp-Postalia Holding AG Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Francotyp-Postalia Holding AG's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Francotyp-Postalia Holding AG Liabilities-to-Assets Chart

Francotyp-Postalia Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.91 0.86 0.81 0.88 0.81

Francotyp-Postalia Holding AG Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.88 0.69 0.69 0.81

HAM:FPH vs CTAS, CPRT, ULS: Liabilities-to-Assets Comparison

For the Specialty Business Services subindustry, Francotyp-Postalia Holding AG's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Francotyp-Postalia Holding AG Liabilities-to-Assets vs Business Services Industry

For the Business Services industry and Industrials sector, Francotyp-Postalia Holding AG's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Francotyp-Postalia Holding AG's Liabilities-to-Assets falls into.


HAM:FPH
32GF Score
Francotyp-Postalia Holding AG HAM:FPH
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Francotyp-Postalia Holding AG Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Francotyp-Postalia Holding AG's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=87.434/108.111
=0.81

Francotyp-Postalia Holding AG's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=87.434/108.111
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.81 mean?
Francotyp-Postalia Holding AG (HAM:FPH) has a Liabilities-to-Assets of 0.81 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Francotyp-Postalia Holding AG and its competitors.
Is Francotyp-Postalia Holding AG's Liabilities-to-Assets too high?
Francotyp-Postalia Holding AG's current Liabilities-to-Assets is 0.81. Overall, Francotyp-Postalia Holding AG has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Francotyp-Postalia Holding AG's Liabilities-to-Assets compare to CTAS and CPRT?
Francotyp-Postalia Holding AG's Liabilities-to-Assets of 0.81 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Business Services company?
A good Liabilities-to-Assets depends on the Business Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Francotyp-Postalia Holding AG and its competitors. Francotyp-Postalia Holding AG's current Liabilities-to-Assets is 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Francotyp-Postalia Holding AG stock overvalued right now?
Francotyp-Postalia Holding AG (HAM:FPH) has a current Liabilities-to-Assets of 0.81. The current Liabilities-to-Assets is 0.81. Francotyp-Postalia Holding AG's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Francotyp-Postalia Holding AG (HAM:FPH), the current Liabilities-to-Assets is 0.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Francotyp-Postalia Holding AG Business Description

Address Prenzlauer Promenade 28, Berlin, BB, DEU, 13089
Francotyp-Postalia Holding AG is a company dealing with mail communication. Its business activities focus on traditional product business, which consists of the development, manufacture, and distribution of franking systems, as well as inserting machines and after-sale business. The company divided its business activities into three business units which are Mailing, Shipping & Office Solutions, Digital Business Solutions and Mail Services. The company also comprises services such as the collection of business mail and software solutions.
32GF Score

Get the complete analysis for HAM:FPH

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.60
Price