InRetail PeruINREF +8.56%73 Cash Ratio is 0.29 as of Mar. 2026, which is 61% above its 10-year median of 0.18. GuruFocus rates INREF with a GF Score™ of 73/100 and a GF Value™ of $24.44. The stock has 10 warning signs investors should review. Among 1,109 Retail - Cyclical companies, InRetail Peru ranks worse than 55.82% on this metric.
InRetail Peru has a Cash Ratio of 0.29. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for InRetail Peru's Cash Ratio or its related term are showing as below:
INREF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.18 Max: 0.29
Current: 0.29
During the past 13 years, InRetail Peru's highest Cash Ratio was 0.29. The lowest was 0.10. And the median was 0.18.
INREF's Cash Ratio is ranked worse than 55.82% of 1109
companies
in the Retail - Cyclical industry
Industry Median: 0.36
vs INREF: 0.29
InRetail Peru (OTCPK:INREF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
InRetail Peru Cash Ratio Related Terms
InRetail Peru Cash Ratio Historical Data
* Premium members only.
The historical data trend for InRetail Peru's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Department Stores subindustry, InRetail Peru's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
InRetail Peru Cash Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, InRetail Peru's Cash Ratio distribution charts can be found below:
* The bar in red indicates where InRetail Peru's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
InRetail Peru (INREF) has a Cash Ratio of 0.29 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on InRetail Peru and its competitors. This is 61% above median its historical median of 0.18. Over the past decade, InRetail Peru's Cash Ratio has ranged from 0.10 to 0.29. According to the industry distribution chart, InRetail Peru ranks #619 out of 1109 companies in the Retail - Cyclical industry, placing it in the top 55.8%.
Is InRetail Peru's Cash Ratio too high?
InRetail Peru's current Cash Ratio of 0.29 is 61% above median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.29. The Retail - Cyclical industry median Cash Ratio is 0.36. InRetail Peru's value of 0.29 is 19.4% below this industry median. Based on the distribution chart, InRetail Peru ranks #619 out of 1109 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, InRetail Peru has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does InRetail Peru's Cash Ratio compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, InRetail Peru ranks #619 out of 1109 companies for Cash Ratio. This places InRetail Peru in the lower half of its industry. The industry median Cash Ratio is 0.36. InRetail Peru's value of 0.29 is 19.4% below this benchmark. Historically, InRetail Peru's own Cash Ratio has ranged from 0.10 to 0.29 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.36, InRetail Peru has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Cyclical company?
The median Cash Ratio among Retail - Cyclical companies is 0.36, based on 1,109 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InRetail Peru's current Cash Ratio of 0.29 is 19.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on InRetail Peru and its competitors. For the Retail - Cyclical industry, the median Cash Ratio is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InRetail Peru's current Cash Ratio is 0.29, which is 61% above median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InRetail Peru stock overvalued right now?
InRetail Peru (INREF) has a current Cash Ratio of 0.29. The stock's GF Value™ is $24.44, compared to a current price of $26.84 — trading 9.8% above its estimated fair value. The current Cash Ratio is 0.29, which is 61% above median its 10-year median of 0.18 and 19.4% below the Retail - Cyclical industry median of 0.36. InRetail Peru's overall GF Score™ is 73/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For InRetail Peru (INREF), the current Cash Ratio is 0.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is InRetail Peru (INREF) Overvalued in 2026?
Based on GuruFocus' analysis, InRetail Peru stock appears to be overvalued.
The current stock price of $26.84 is trading 9.8% above its estimated GF Value™ of $24.44.
Key valuation signals for INREF:
Cash Ratio: 0.29 (61% above median its 10-year median of 0.18)
GF Value™: $24.44 vs. price of $26.84 (9.8% above fair value)
Industry Position: 19.4% below the Retail - Cyclical median (#619 of 1109)
No single metric tells the full story. See the INREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
InRetail Peru Corp operates supermarkets, hypermarkets, pharmacies and shopping centers, as well as real estate development and digital services. Its operations are concentrated in Peru; however, it maintains operations in the exterior mainly related to the commercialization of pharmaceuticals and consumer products. The company's reportable segments include: i) Food Retail, ii) Pharmacies, iii) Shopping Malls and iv) Digital. It generates the majority of its revenue from the Food Retail segment. Geographically, it derives a majority of its revenue from Peru and also has a presence in Ecuador and Other countries. The company brands include Plaza Vea, Plaza Vea Super, Plaza Vea Express, Vivanda, Mass, and Makro brands.
73GF Score
Get the complete analysis for INREF
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
INREF has been successfully added to your 
