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Inspecs GroupLSE:SPEC 50 Cash Ratio is 0.21 as of Dec. 2025, which is 13% below its 10-year median of 0.24. GuruFocus rates LSE:SPEC with a GF Score™ of 50/100 and a GF Value™ of £0.58 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 841 Medical Devices & Instruments companies, Inspecs Group ranks worse than 84.54% on this metric.
Inspecs Group has a Cash Ratio of 0.21. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Inspecs Group's Cash Ratio or its related term are showing as below:
LSE:SPEC'
s Cash Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.24 Max: 0.39
Current: 0.21
During the past 10 years, Inspecs Group's highest Cash Ratio was 0.39. The lowest was 0.05. And the median was 0.24.
LSE:SPEC's Cash Ratio is ranked worse than 84.54% of 841
companies
in the Medical Devices & Instruments industry
Industry Median: 0.97
vs LSE:SPEC: 0.21
Inspecs Group (LSE:SPEC) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Inspecs Group Cash Ratio Related Terms
Inspecs Group Cash Ratio Historical Data
* Premium members only.
The historical data trend for Inspecs Group's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:SPEC vs ISRG, BDX, MDLN: Cash Ratio Comparison
For the Medical Instruments & Supplies subindustry, Inspecs Group's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inspecs Group Cash Ratio vs Medical Devices & Instruments Industry
For the Medical Devices & Instruments industry and Healthcare sector, Inspecs Group's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Inspecs Group's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inspecs Group (LSE:SPEC) has a Cash Ratio of 0.21 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Inspecs Group and its competitors. This is 13% below median its historical median of 0.24. Over the past decade, Inspecs Group's Cash Ratio has ranged from 0.05 to 0.39. According to the industry distribution chart, Inspecs Group ranks #711 out of 841 companies in the Medical Devices & Instruments industry, placing it in the top 84.5%.
Is Inspecs Group's Cash Ratio too high?
Inspecs Group's current Cash Ratio of 0.21 is 13% below median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.39. The Medical Devices & Instruments industry median Cash Ratio is 0.97. Inspecs Group's value of 0.21 is 78.4% below this industry median. Based on the distribution chart, Inspecs Group ranks #711 out of 841 companies in the Medical Devices & Instruments industry, which is in the bottom quartile relative to peers. Overall, Inspecs Group has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inspecs Group's Cash Ratio compare to ISRG and BDX?
According to the Medical Devices & Instruments industry distribution chart, Inspecs Group ranks #711 out of 841 companies for Cash Ratio. This places Inspecs Group in the lower half of its industry. The industry median Cash Ratio is 0.97. Inspecs Group's value of 0.21 is 78.4% below this benchmark. Historically, Inspecs Group's own Cash Ratio has ranged from 0.05 to 0.39 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.97, Inspecs Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Medical Devices & Instruments company?
The median Cash Ratio among Medical Devices & Instruments companies is 0.97, based on 841 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inspecs Group's current Cash Ratio of 0.21 is 78.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Inspecs Group and its competitors. For the Medical Devices & Instruments industry, the median Cash Ratio is 0.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inspecs Group's current Cash Ratio is 0.21, which is 13% below median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inspecs Group stock overvalued right now?
Based on GuruFocus' analysis, Inspecs Group (LSE:SPEC) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.58, compared to a current price of £0.97 — trading 67.2% above its estimated fair value. The current Cash Ratio is 0.21, which is 13% below median its 10-year median of 0.24 and 78.4% below the Medical Devices & Instruments industry median of 0.97. Inspecs Group's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Inspecs Group (LSE:SPEC), the current Cash Ratio is 0.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inspecs Group (LSE:SPEC) Overvalued in 2026?
Based on GuruFocus' analysis, Inspecs Group stock appears to be overvalued.
The current stock price of £0.97 is trading 67.2% above its estimated GF Value™ of £0.58.
GuruFocus considers Inspecs Group to be Significantly Overvalued.
Key valuation signals for LSE:SPEC:
Cash Ratio: 0.21 (13% below median its 10-year median of 0.24)
GF Value™: £0.58 vs. price of £0.97 (67.2% above fair value)
Industry Position: 78.4% below the Medical Devices & Instruments median (#711 of 841)
No single metric tells the full story. See the LSE:SPEC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inspecs Group PLC is a designer and manufacturer of eyewear frames and accessories. The customers of the company include optical and Non-optical retailers, distributors, and independent opticians. The company operations are spread across the United Kingdom, Europe (excluding the UK), South America, North America, Asia, Africa, and Australia. Its eyewear brands include Superdry, Titanflex, O'Neill, Brendel, Humphreys, Marc O'Polo, and among others. The reporting segments of the company are Frames and Optics product distribution which derives maximum revenue, and Manufacturing includes OEM and manufacturing distribution segment.
50GF Score
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