Inspecs GroupLSE:SPEC 52 Interest Coverage is 2.24 as of Dec. 2025, which is 24% above its 10-year median of 1.80. GuruFocus rates LSE:SPEC with a GF Score™ of 52/100 and a GF Value™ of £0.58 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 468 Medical Devices & Instruments companies, Inspecs Group ranks worse than 89.32% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Inspecs Group's
Operating Income
for the
six
months ended in Dec. 2025 was £2.9 Mil. Inspecs Group's Interest Expense for the
six
months ended in Dec. 2025 was £-1.3 Mil.
Inspecs Group's interest coverage for the quarter that ended in Dec. 2025 was 2.24.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Inspecs Group's Interest Coverage or its related term are showing as below:
LSE:SPEC'
s Interest Coverage Range Over the Past 10 Years
Min: 0.67 Med: 1.8 Max: 7.78
Current: 1.94
LSE:SPEC's Interest Coverage is ranked worse than 89.32% of 468
companies
in the Medical Devices & Instruments industry
Industry Median: 15.71
vs LSE:SPEC: 1.94
Inspecs Group (LSE:SPEC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Inspecs Group Interest Coverage Related Terms
Inspecs Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Inspecs Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:SPEC vs ISRG, BDX, MDLN: Interest Coverage Comparison
For the Medical Instruments & Supplies subindustry, Inspecs Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inspecs Group Interest Coverage vs Medical Devices & Instruments Industry
For the Medical Devices & Instruments industry and Healthcare sector, Inspecs Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Inspecs Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inspecs Group (LSE:SPEC) has a Interest Coverage of 2.24 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inspecs Group and its competitors. This is 24% above median its historical median of 1.80. Over the past decade, Inspecs Group's Interest Coverage has ranged from 0.67 to 7.78. According to the industry distribution chart, Inspecs Group ranks #418 out of 468 companies in the Medical Devices & Instruments industry, placing it in the top 89.3%.
Is Inspecs Group's Interest Coverage too high?
Inspecs Group's current Interest Coverage of 2.24 is 24% above median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 7.78. The Medical Devices & Instruments industry median Interest Coverage is 15.71. Inspecs Group's value of 2.24 is 85.7% below this industry median. Based on the distribution chart, Inspecs Group ranks #418 out of 468 companies in the Medical Devices & Instruments industry, which is in the bottom quartile relative to peers. Overall, Inspecs Group has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inspecs Group's Interest Coverage compare to ISRG and BDX?
According to the Medical Devices & Instruments industry distribution chart, Inspecs Group ranks #418 out of 468 companies for Interest Coverage. This places Inspecs Group in the lower half of its industry. The industry median Interest Coverage is 15.71. Inspecs Group's value of 2.24 is 85.7% below this benchmark. Historically, Inspecs Group's own Interest Coverage has ranged from 0.67 to 7.78 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 15.71, Inspecs Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Medical Devices & Instruments company?
The median Interest Coverage among Medical Devices & Instruments companies is 15.71, based on 468 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inspecs Group's current Interest Coverage of 2.24 is 85.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inspecs Group and its competitors. For the Medical Devices & Instruments industry, the median Interest Coverage is 15.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inspecs Group's current Interest Coverage is 2.24, which is 24% above median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inspecs Group stock overvalued right now?
Based on GuruFocus' analysis, Inspecs Group (LSE:SPEC) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.58, compared to a current price of £0.97 — trading 67.2% above its estimated fair value. The current Interest Coverage is 2.24, which is 24% above median its 10-year median of 1.80 and 85.7% below the Medical Devices & Instruments industry median of 15.71. Inspecs Group's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Inspecs Group (LSE:SPEC), the current Interest Coverage is 2.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inspecs Group (LSE:SPEC) Overvalued in 2026?
Based on GuruFocus' analysis, Inspecs Group stock appears to be overvalued.
The current stock price of £0.97 is trading 67.2% above its estimated GF Value™ of £0.58.
GuruFocus considers Inspecs Group to be Significantly Overvalued.
Key valuation signals for LSE:SPEC:
Interest Coverage: 2.24 (24% above median its 10-year median of 1.80)
GF Value™: £0.58 vs. price of £0.97 (67.2% above fair value)
Industry Position: 85.7% below the Medical Devices & Instruments median (#418 of 468)
No single metric tells the full story. See the LSE:SPEC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inspecs Group PLC is a designer and manufacturer of eyewear frames and accessories. The customers of the company include optical and Non-optical retailers, distributors, and independent opticians. The company operations are spread across the United Kingdom, Europe (excluding the UK), South America, North America, Asia, Africa, and Australia. Its eyewear brands include Superdry, Titanflex, O'Neill, Brendel, Humphreys, Marc O'Polo, and among others. The reporting segments of the company are Frames and Optics product distribution which derives maximum revenue, and Manufacturing includes OEM and manufacturing distribution segment.
52GF Score
Get the complete analysis for LSE:SPEC
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:SPEC has been successfully added to your 
