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Lightspeed CommerceLSPD +1.58%76 Cash Ratio is 2.04 as of Jun. 2026, which is 54% below its 10-year median of 4.48. GuruFocus rates LSPD with a GF Score™ of 76/100 and a GF Value™ of $17.97 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,820 Software companies, Lightspeed Commerce ranks better than 77.77% on this metric.
Lightspeed Commerce has a Cash Ratio of 2.04. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Lightspeed Commerce's Cash Ratio or its related term are showing as below:
LSPD'
s Cash Ratio Range Over the Past 10 Years
Min: 0.4 Med: 4.48 Max: 8.16
Current: 2.04
During the past 11 years, Lightspeed Commerce's highest Cash Ratio was 8.16. The lowest was 0.40. And the median was 4.48.
LSPD's Cash Ratio is ranked better than 77.77% of 2820
companies
in the Software industry
Industry Median: 0.775
vs LSPD: 2.04
Lightspeed Commerce (NYSE:LSPD) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Lightspeed Commerce Cash Ratio Related Terms
Lightspeed Commerce Cash Ratio Historical Data
* Premium members only.
The historical data trend for Lightspeed Commerce's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Lightspeed Commerce's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lightspeed Commerce Cash Ratio vs Software Industry
For the Software industry and Technology sector, Lightspeed Commerce's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Lightspeed Commerce's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lightspeed Commerce (LSPD) has a Cash Ratio of 2.04 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Lightspeed Commerce and its competitors. This is 54% below median its historical median of 4.48. Over the past decade, Lightspeed Commerce's Cash Ratio has ranged from 0.40 to 8.16. According to the industry distribution chart, Lightspeed Commerce ranks #627 out of 2820 companies in the Software industry, placing it in the top 22.2%.
Is Lightspeed Commerce's Cash Ratio too high?
Lightspeed Commerce's current Cash Ratio of 2.04 is 54% below median its 10-year median of 4.48. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 8.16. The Software industry median Cash Ratio is 0.78. Lightspeed Commerce's value of 2.04 is 163.2% above this industry median. Based on the distribution chart, Lightspeed Commerce ranks #627 out of 2820 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Lightspeed Commerce has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lightspeed Commerce's Cash Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Lightspeed Commerce ranks #627 out of 2820 companies for Cash Ratio. This places Lightspeed Commerce in the top 22% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.78. Lightspeed Commerce's value of 2.04 is 163.2% above this benchmark. Historically, Lightspeed Commerce's own Cash Ratio has ranged from 0.40 to 8.16 over the past decade. While the company's 10-year median is 4.48 vs. the industry median of 0.78, Lightspeed Commerce has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lightspeed Commerce's current Cash Ratio of 2.04 is 163.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Lightspeed Commerce and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lightspeed Commerce's current Cash Ratio is 2.04, which is 54% below median its own 10-year median of 4.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lightspeed Commerce stock overvalued right now?
Based on GuruFocus' analysis, Lightspeed Commerce (LSPD) is currently considered Significantly Undervalued. The stock's GF Value™ is $17.97, compared to a current price of $10.27 — trading 42.8% below its estimated fair value. The current Cash Ratio is 2.04, which is 54% below median its 10-year median of 4.48 and 163.2% above the Software industry median of 0.78. Lightspeed Commerce's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Lightspeed Commerce (LSPD), the current Cash Ratio is 2.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lightspeed Commerce (LSPD) Overvalued in 2026?
Based on GuruFocus' analysis, Lightspeed Commerce stock appears to be undervalued.
The current stock price of $10.27 is trading 42.8% below its estimated GF Value™ of $17.97.
GuruFocus considers Lightspeed Commerce to be Significantly Undervalued.
Key valuation signals for LSPD:
Cash Ratio: 2.04 (54% below median its 10-year median of 4.48)
GF Value™: $17.97 vs. price of $10.27 (42.8% below fair value)
Industry Position: 163.2% above the Software median (#627 of 2820)
No single metric tells the full story. See the LSPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lightspeed Commerce Inc is a one-stop commerce platform providing its customers with the critical functionalities needed to engage with consumers, manage their operations, order their inventory, accept payments, and run their business. It has customers globally in over 100 countries, empowering single- and multi-location small and medium-sized businesses to compete in an omni-channel market environment by engaging with consumers across online, mobile, social, and physical channels. Its products are divided into retail, restaurant, and golf categories. Geographically, it operates in Canada, the United States, the United Kingdom, Switzerland, Germany, and Others with the majority of revenue deriving from Canada.
76GF Score
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