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Lightspeed Commerce has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Lightspeed Commerce did not have earnings to cover the interest expense.
Lightspeed Commerce's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.02.
As of today, Lightspeed Commerce's Altman Z-Score is 2.76.
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Lightspeed Commerce has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
Lightspeed Commerce Financial Strength Related Terms
LSPD vs QH, SHOP, UBER: Financial Strength Comparison
For the Software - Application subindustry, Lightspeed Commerce's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lightspeed Commerce Financial Strength vs Software Industry
For the Software industry and Technology sector, Lightspeed Commerce's Financial Strength distribution charts can be found below:
* The bar in red indicates where Lightspeed Commerce's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Lightspeed Commerce did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Lightspeed Commerce Inc has enough cash to cover all of its debt. Its financial situation is stable.
2. Debt to revenue ratio. The lower, the better.
Lightspeed Commerce's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Lightspeed Commerce has a Z-score of 2.76, indicating it is in Grey Zones. This implies that Lightspeed Commerce is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.
Warning Sign:
Altman Z-score of 2.76 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lightspeed Commerce (LSPD) has a Financial Strength of 8 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Lightspeed Commerce and its competitors. This is near median its historical median of 8.00. Over the past decade, Lightspeed Commerce's Financial Strength has ranged from 3.00 to 9.00.
Is Lightspeed Commerce's Financial Strength too high?
Lightspeed Commerce's current Financial Strength of 8 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 9.00. Overall, Lightspeed Commerce has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lightspeed Commerce's Financial Strength compare to QH and SHOP?
Lightspeed Commerce's Financial Strength of 8 can be compared against companies in the Software industry. Historically, Lightspeed Commerce's own Financial Strength has ranged from 3.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Lightspeed Commerce and its competitors. Lightspeed Commerce's current Financial Strength is 8, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lightspeed Commerce stock overvalued right now?
Based on GuruFocus' analysis, Lightspeed Commerce (LSPD) is currently considered Significantly Undervalued. The stock's GF Value™ is $17.56, compared to a current price of $10.61 — trading 39.6% below its estimated fair value. The current Financial Strength is 8, which is near median its 10-year median of 8.00. Lightspeed Commerce's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Lightspeed Commerce (LSPD), the current Financial Strength is 8 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lightspeed Commerce (LSPD) Overvalued in 2026?
Based on GuruFocus' analysis, Lightspeed Commerce stock appears to be undervalued.
The current stock price of $10.61 is trading 39.6% below its estimated GF Value™ of $17.56.
GuruFocus considers Lightspeed Commerce to be Significantly Undervalued.
Key valuation signals for LSPD:
Financial Strength: 8 (near median its 10-year median of 8.00)
GF Value™: $17.56 vs. price of $10.61 (39.6% below fair value)
No single metric tells the full story. See the LSPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lightspeed Commerce Inc is a one-stop commerce platform providing its customers with the critical functionalities needed to engage with consumers, manage their operations, order their inventory, accept payments, and run their business. It has customers globally in over 100 countries, empowering single- and multi-location small and medium-sized businesses to compete in an omni-channel market environment by engaging with consumers across online, mobile, social, and physical channels. Its products are divided into retail, restaurant, and golf categories. Geographically, it operates in Canada, the United States, the United Kingdom, Switzerland, Germany, and Others with the majority of revenue deriving from Canada.
78GF Score
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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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