Verisk Analytics (LTS:0LP3) Cash Ratio: 0.44 (As of Mar. 2026) — 100% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0LP3 Verisk Analytics Inc LTS:0LP3
82 GF Score
Price $199.51
GF Value $315.28
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Verisk Analytics Cash Ratio?

Verisk Analytics LTS:0LP3 +5.01% 82 Cash Ratio is 0.44 as of Mar. 2026, which is 100% above its 10-year median of 0.22. GuruFocus rates LTS:0LP3 with a GF Score™ of 82/100 and a GF Value™ of $315.28 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,064 Business Services companies, Verisk Analytics ranks worse than 58.18% on this metric.

The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. Verisk Analytics's Cash Ratio for the quarter that ended in Mar. 2026 was 0.44.

Verisk Analytics has a Cash Ratio of 0.44. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.

The historical rank and industry rank for Verisk Analytics's Cash Ratio or its related term are showing as below:

LTS:0LP3' s Cash Ratio Range Over the Past 10 Years
Min: 0.05   Med: 0.22   Max: 0.95
Current: 0.44

During the past 13 years, Verisk Analytics's highest Cash Ratio was 0.95. The lowest was 0.05. And the median was 0.22.

LTS:0LP3's Cash Ratio is ranked worse than
58.18% of 1064 companies
in the Business Services industry
Industry Median: 0.63 vs LTS:0LP3: 0.44

Verisk Analytics  (LTS:0LP3) Cash Ratio Explanation

The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.

The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.

In general, the higher the cash ratio, the better the company's liquidity position.


Verisk Analytics Cash Ratio Related Terms


Verisk Analytics Cash Ratio Historical Data

* Premium members only.

The historical data trend for Verisk Analytics's Cash Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Verisk Analytics Cash Ratio Chart

Verisk Analytics Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.05 0.39 0.24 0.95

Verisk Analytics Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.70 0.93 0.95 0.44

LTS:0LP3 vs EFX, BAH, FCN: Cash Ratio Comparison

For the Consulting Services subindustry, Verisk Analytics's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Verisk Analytics Cash Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Verisk Analytics's Cash Ratio distribution charts can be found below:

* The bar in red indicates where Verisk Analytics's Cash Ratio falls into.


LTS:0LP3
82GF Score
Verisk Analytics Inc LTS:0LP3
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Verisk Analytics Cash Ratio Calculation

The Cash Ratio measures a company's ability to meet its short-term obligations with its cash and near-cash resources.

Verisk Analytics's Cash Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Ratio (A: Dec. 2025 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=2178.2/2300.3
=0.95

Verisk Analytics's Cash Ratio for the quarter that ended in Mar. 2026 is calculated as:

Cash Ratio (Q: Mar. 2026 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=524.5/1180.7
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Ratio →
What does a Cash Ratio of 0.44 mean?
Verisk Analytics (LTS:0LP3) has a Cash Ratio of 0.44 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Verisk Analytics and its competitors. This is 100% above median its historical median of 0.22. Over the past decade, Verisk Analytics' Cash Ratio has ranged from 0.05 to 0.95. According to the industry distribution chart, Verisk Analytics ranks #619 out of 1064 companies in the Business Services industry, placing it in the top 58.2%.
Is Verisk Analytics' Cash Ratio too high?
Verisk Analytics' current Cash Ratio of 0.44 is 100% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.95. The Business Services industry median Cash Ratio is 0.63. Verisk Analytics' value of 0.44 is 30.2% below this industry median. Based on the distribution chart, Verisk Analytics ranks #619 out of 1064 companies in the Business Services industry, which is below the industry midpoint. Overall, Verisk Analytics has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Verisk Analytics' Cash Ratio compare to EFX and BAH?
According to the Business Services industry distribution chart, Verisk Analytics ranks #619 out of 1064 companies for Cash Ratio. This places Verisk Analytics in the lower half of its industry. The industry median Cash Ratio is 0.63. Verisk Analytics' value of 0.44 is 30.2% below this benchmark. Historically, Verisk Analytics' own Cash Ratio has ranged from 0.05 to 0.95 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.63, Verisk Analytics has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Business Services company?
The median Cash Ratio among Business Services companies is 0.63, based on 1,064 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Verisk Analytics's current Cash Ratio of 0.44 is 30.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Verisk Analytics and its competitors. For the Business Services industry, the median Cash Ratio is 0.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Verisk Analytics's current Cash Ratio is 0.44, which is 100% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Verisk Analytics stock overvalued right now?
Based on GuruFocus' analysis, Verisk Analytics (LTS:0LP3) is currently considered Significantly Undervalued. The stock's GF Value™ is $315.28, compared to a current price of $199.51 — trading 36.7% below its estimated fair value. The current Cash Ratio is 0.44, which is 100% above median its 10-year median of 0.22 and 30.2% below the Business Services industry median of 0.63. Verisk Analytics' overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Verisk Analytics (LTS:0LP3), the current Cash Ratio is 0.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Verisk Analytics (LTS:0LP3) Overvalued in 2026?

Based on GuruFocus' analysis, Verisk Analytics stock appears to be undervalued. The current stock price of $199.51 is trading 36.7% below its estimated GF Value™ of $315.28. GuruFocus considers Verisk Analytics to be Significantly Undervalued.

Key valuation signals for LTS:0LP3:

  • Cash Ratio: 0.44 (100% above median its 10-year median of 0.22)
  • GF Value™: $315.28 vs. price of $199.51 (36.7% below fair value)
  • GF Score™: 82/100 with 1 warning sign
  • Industry Position: 30.2% below the Business Services median (#619 of 1064)

No single metric tells the full story. See the LTS:0LP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Verisk Analytics Business Description

Address 545 Washington Boulevard, Jersey City, NJ, USA, 07310-1686
Verisk is a leading data, analytics, and technology provider for property-casualty insurers. Verisk traces its history to Insurance Services Office, a nonprofit advisory organization founded in 1971 by US P&C insurers. ISO was formed as an association of insurance companies to assist with a variety of insurance use cases, such as reporting to regulators, defining policies, and determining independent premium rates. As the firm expanded its use cases, it became a for-profit company, renamed Verisk, and went public in 2009. Verisk's single segment (insurance) provides underwriting solutions, including forms, rules, loss costs, and catastrophe modeling. For claims, Verisk's solutions include property repair estimates and antifraud tools. About 83% of Verisk's revenue is US-based.
82GF Score

Get the complete analysis for LTS:0LP3

Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$199.51
Price
$315.28
GF Value