Verisk Analytics (LTS:0LP3) Debt-to-EBITDA : 2.65 (As of Mar. 2026) — Near Median

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LTS:0LP3 Verisk Analytics Inc LTS:0LP3
82 GF Score
Price $199.51
GF Value $315.28
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Verisk Analytics Debt-to-EBITDA?

Verisk Analytics LTS:0LP3 +5.01% 82 Debt-to-EBITDA is 2.65 as of Mar. 2026, which is 4% above its 10-year median of 2.54. GuruFocus rates LTS:0LP3 with a GF Score™ of 82/100 and a GF Value™ of $315.28 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 834 Business Services companies, Verisk Analytics ranks worse than 67.03% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Verisk Analytics's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $283 Mil. Verisk Analytics's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $4,342 Mil. Verisk Analytics's annualized EBITDA for the quarter that ended in Mar. 2026 was $1,744 Mil. Verisk Analytics's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.65.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Verisk Analytics's Debt-to-EBITDA or its related term are showing as below:

LTS:0LP3' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.96   Med: 2.54   Max: 3.34
Current: 2.74

During the past 13 years, the highest Debt-to-EBITDA Ratio of Verisk Analytics was 3.34. The lowest was 1.96. And the median was 2.54.

LTS:0LP3's Debt-to-EBITDA is ranked worse than
67.03% of 834 companies
in the Business Services industry
Industry Median: 1.65 vs LTS:0LP3: 2.74

Verisk Analytics  (LTS:0LP3) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Verisk Analytics Debt-to-EBITDA Related Terms


Verisk Analytics Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Verisk Analytics's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Verisk Analytics Debt-to-EBITDA Chart

Verisk Analytics Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.76 2.27 2.17 1.96 2.94

Verisk Analytics Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.37 1.92 2.87 3.22 2.65

LTS:0LP3 vs EFX, BAH, FCN: Debt-to-EBITDA Comparison

For the Consulting Services subindustry, Verisk Analytics's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Verisk Analytics Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Verisk Analytics's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Verisk Analytics's Debt-to-EBITDA falls into.


LTS:0LP3
82GF Score
Verisk Analytics Inc LTS:0LP3
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Verisk Analytics Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Verisk Analytics's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1535.2 + 3365.2) / 1668.9
=2.94

Verisk Analytics's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(283.3 + 4341.9) / 1744
=2.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.65 mean?
Verisk Analytics (LTS:0LP3) has a Debt-to-EBITDA of 2.65 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Verisk Analytics. This is near median its historical median of 2.54. Over the past decade, Verisk Analytics' Debt-to-EBITDA has ranged from 1.96 to 3.34. According to the industry distribution chart, Verisk Analytics ranks #559 out of 834 companies in the Business Services industry, placing it in the top 67%.
Is Verisk Analytics' Debt-to-EBITDA too high?
Verisk Analytics' current Debt-to-EBITDA of 2.65 is near median its 10-year median of 2.54. Over the past 10 years, this metric has ranged from a low of 1.96 to a high of 3.34. The Business Services industry median Debt-to-EBITDA is 1.65. Verisk Analytics' value of 2.65 is 60.6% above this industry median. Based on the distribution chart, Verisk Analytics ranks #559 out of 834 companies in the Business Services industry, which is below the industry midpoint. Overall, Verisk Analytics has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Verisk Analytics' Debt-to-EBITDA compare to EFX and BAH?
According to the Business Services industry distribution chart, Verisk Analytics ranks #559 out of 834 companies for Debt-to-EBITDA. This places Verisk Analytics in the lower half of its industry. The industry median Debt-to-EBITDA is 1.65. Verisk Analytics' value of 2.65 is 60.6% above this benchmark. Historically, Verisk Analytics' own Debt-to-EBITDA has ranged from 1.96 to 3.34 over the past decade. While the company's 10-year median is 2.54 vs. the industry median of 1.65, Verisk Analytics has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.65, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Verisk Analytics's current Debt-to-EBITDA of 2.65 is 60.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Verisk Analytics. For the Business Services industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Verisk Analytics's current Debt-to-EBITDA is 2.65, which is near median its own 10-year median of 2.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Verisk Analytics stock overvalued right now?
Based on GuruFocus' analysis, Verisk Analytics (LTS:0LP3) is currently considered Significantly Undervalued. The stock's GF Value™ is $315.28, compared to a current price of $199.51 — trading 36.7% below its estimated fair value. The current Debt-to-EBITDA is 2.65, which is near median its 10-year median of 2.54 and 60.6% above the Business Services industry median of 1.65. Verisk Analytics' overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Verisk Analytics (LTS:0LP3), the current Debt-to-EBITDA is 2.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Verisk Analytics (LTS:0LP3) Overvalued in 2026?

Based on GuruFocus' analysis, Verisk Analytics stock appears to be undervalued. The current stock price of $199.51 is trading 36.7% below its estimated GF Value™ of $315.28. GuruFocus considers Verisk Analytics to be Significantly Undervalued.

Key valuation signals for LTS:0LP3:

  • Debt-to-EBITDA: 2.65 (near median its 10-year median of 2.54)
  • GF Value™: $315.28 vs. price of $199.51 (36.7% below fair value)
  • GF Score™: 82/100 with 1 warning sign
  • Industry Position: 60.6% above the Business Services median (#559 of 834)

No single metric tells the full story. See the LTS:0LP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Verisk Analytics Business Description

Address 545 Washington Boulevard, Jersey City, NJ, USA, 07310-1686
Verisk is a leading data, analytics, and technology provider for property-casualty insurers. Verisk traces its history to Insurance Services Office, a nonprofit advisory organization founded in 1971 by US P&C insurers. ISO was formed as an association of insurance companies to assist with a variety of insurance use cases, such as reporting to regulators, defining policies, and determining independent premium rates. As the firm expanded its use cases, it became a for-profit company, renamed Verisk, and went public in 2009. Verisk's single segment (insurance) provides underwriting solutions, including forms, rules, loss costs, and catastrophe modeling. For claims, Verisk's solutions include property repair estimates and antifraud tools. About 83% of Verisk's revenue is US-based.
82GF Score

Get the complete analysis for LTS:0LP3

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$199.51
Price
$315.28
GF Value