Main Street Complex (MAL:MSC) Cash Ratio: 2.69 (As of Dec. 2025) — 68% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MAL:MSC Main Street Complex PLC MAL:MSC
63 GF Score
Price €0.20
GF Value €0.26
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Main Street Complex Cash Ratio?

Main Street Complex MAL:MSC 63 Cash Ratio is 2.69 as of Dec. 2025, which is 68% above its 10-year median of 1.60. GuruFocus rates MAL:MSC with a GF Score™ of 63/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,733 Real Estate companies, Main Street Complex ranks better than 88.81% on this metric.

The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. Main Street Complex's Cash Ratio for the quarter that ended in Dec. 2025 was 2.69.

Main Street Complex has a Cash Ratio of 2.69. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.

The historical rank and industry rank for Main Street Complex's Cash Ratio or its related term are showing as below:

MAL:MSC' s Cash Ratio Range Over the Past 10 Years
Min: 0.03   Med: 1.6   Max: 2.69
Current: 2.69

During the past 9 years, Main Street Complex's highest Cash Ratio was 2.69. The lowest was 0.03. And the median was 1.60.

MAL:MSC's Cash Ratio is ranked better than
88.81% of 1733 companies
in the Real Estate industry
Industry Median: 0.33 vs MAL:MSC: 2.69

Main Street Complex  (MAL:MSC) Cash Ratio Explanation

The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.

The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.

In general, the higher the cash ratio, the better the company's liquidity position.


Main Street Complex Cash Ratio Related Terms


Main Street Complex Cash Ratio Historical Data

* Premium members only.

The historical data trend for Main Street Complex's Cash Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Main Street Complex Cash Ratio Chart

Main Street Complex Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Ratio
Get a 7-Day Free Trial Premium Member Only 1.60 2.23 2.37 2.43 2.69

Main Street Complex Semi-Annual Data
Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.37 3.20 2.43 2.66 2.69

MAL:MSC vs CBRE, BEKE, JLL: Cash Ratio Comparison

For the Real Estate Services subindustry, Main Street Complex's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Main Street Complex Cash Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Main Street Complex's Cash Ratio distribution charts can be found below:

* The bar in red indicates where Main Street Complex's Cash Ratio falls into.


MAL:MSC
63GF Score
Main Street Complex PLC MAL:MSC
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Main Street Complex Cash Ratio Calculation

The Cash Ratio measures a company's ability to meet its short-term obligations with its cash and near-cash resources.

Main Street Complex's Cash Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Ratio (A: Dec. 2025 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=0.724/0.269
=2.69

Main Street Complex's Cash Ratio for the quarter that ended in Dec. 2025 is calculated as:

Cash Ratio (Q: Dec. 2025 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=0.724/0.269
=2.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Ratio →
What does a Cash Ratio of 2.69 mean?
Main Street Complex (MAL:MSC) has a Cash Ratio of 2.69 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Main Street Complex and its competitors. This is 68% above median its historical median of 1.60. Over the past decade, Main Street Complex's Cash Ratio has ranged from 0.03 to 2.69. According to the industry distribution chart, Main Street Complex ranks #194 out of 1733 companies in the Real Estate industry, placing it in the top 11.2%.
Is Main Street Complex's Cash Ratio too high?
Main Street Complex's current Cash Ratio of 2.69 is 68% above median its 10-year median of 1.60. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 2.69. The Real Estate industry median Cash Ratio is 0.33. Main Street Complex's value of 2.69 is 715.2% above this industry median. Based on the distribution chart, Main Street Complex ranks #194 out of 1733 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Main Street Complex has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Main Street Complex's Cash Ratio compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Main Street Complex ranks #194 out of 1733 companies for Cash Ratio. This places Main Street Complex in the top 11% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.33. Main Street Complex's value of 2.69 is 715.2% above this benchmark. Historically, Main Street Complex's own Cash Ratio has ranged from 0.03 to 2.69 over the past decade. While the company's 10-year median is 1.60 vs. the industry median of 0.33, Main Street Complex has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Real Estate company?
The median Cash Ratio among Real Estate companies is 0.33, based on 1,733 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Main Street Complex's current Cash Ratio of 2.69 is 715.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Main Street Complex and its competitors. For the Real Estate industry, the median Cash Ratio is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Main Street Complex's current Cash Ratio is 2.69, which is 68% above median its own 10-year median of 1.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Main Street Complex stock overvalued right now?
Based on GuruFocus' analysis, Main Street Complex (MAL:MSC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.20 — trading 23.1% below its estimated fair value. The current Cash Ratio is 2.69, which is 68% above median its 10-year median of 1.60 and 715.2% above the Real Estate industry median of 0.33. Main Street Complex's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Main Street Complex (MAL:MSC), the current Cash Ratio is 2.69 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Main Street Complex (MAL:MSC) Overvalued in 2026?

Based on GuruFocus' analysis, Main Street Complex stock appears to be undervalued. The current stock price of €0.20 is trading 23.1% below its estimated GF Value™ of €0.26. GuruFocus considers Main Street Complex to be Modestly Undervalued.

Key valuation signals for MAL:MSC:

  • Cash Ratio: 2.69 (68% above median its 10-year median of 1.60)
  • GF Value™: €0.26 vs. price of €0.20 (23.1% below fair value)
  • GF Score™: 63/100 with 7 warning signs
  • Industry Position: 715.2% above the Real Estate median (#194 of 1733)

No single metric tells the full story. See the MAL:MSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Main Street Complex Business Description

Address Antoine De Paule Square, Main Street Complex, Paola, MLT, PLA 1262
Main Street Complex PLC is engaged in the management of and the granting of concessions of outlets and spaces within Main Street Complex, as a retail and entertainment complex, featuring four floors of retail outlets, a bar/restaurant and entertainment area, and parking facilities in Paola, Malta. All the company's revenue relates to concession income arising over time, from contracts with customers, attributable to retail outlets in Main Street Complex in Paola, Malta.
63GF Score

Get the complete analysis for MAL:MSC

Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.20
Price
€0.26
GF Value