Main Street Complex (MAL:MSC) ROE %: 0.40% (As of Dec. 2025) — 87% Below Median


MAL:MSC Main Street Complex PLC MAL:MSC
63 GF Score
Price €0.20
GF Value €0.26
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Main Street Complex ROE %?

Main Street Complex MAL:MSC 63 ROE % is 0.40% as of Dec. 2025, which is 87% below its 10-year median of 3.06. GuruFocus rates MAL:MSC with a GF Score™ of 63/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,732 Real Estate companies, Main Street Complex ranks worse than 64.26% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Main Street Complex's annualized net income for the quarter that ended in Dec. 2025 was €0.04 Mil. Main Street Complex's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €9.47 Mil. Therefore, Main Street Complex's annualized ROE % for the quarter that ended in Dec. 2025 was 0.40%.

The historical rank and industry rank for Main Street Complex's ROE % or its related term are showing as below:

MAL:MSC' s ROE % Range Over the Past 10 Years
Min: 1.15   Med: 3.06   Max: 4.1
Current: 1.15

During the past 9 years, Main Street Complex's highest ROE % was 4.10%. The lowest was 1.15%. And the median was 3.06%.

MAL:MSC's ROE % is ranked worse than
64.26% of 1732 companies
in the Real Estate industry
Industry Median: 3.97 vs MAL:MSC: 1.15

Main Street Complex  (MAL:MSC) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=0.038/9.4725
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(0.038 / 0.584)*(0.584 / 10.6935)*(10.6935 / 9.4725)
=Net Margin %*Asset Turnover*Equity Multiplier
=6.51 %*0.0546*1.1289
=ROA %*Equity Multiplier
=0.36 %*1.1289
=0.40 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=0.038/9.4725
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (0.038 / 0.094) * (0.094 / 0.088) * (0.088 / 0.584) * (0.584 / 10.6935) * (10.6935 / 9.4725)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.4043 * 1.0682 * 15.07 % * 0.0546 * 1.1289
=0.40 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Main Street Complex ROE % Related Terms


Main Street Complex ROE % Historical Data

* Premium members only.

The historical data trend for Main Street Complex's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Main Street Complex ROE % Chart

Main Street Complex Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only 2.09 3.06 3.24 2.48 1.15

Main Street Complex Semi-Annual Data
Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.30 2.59 2.22 1.90 0.40

MAL:MSC vs CBRE, BEKE, CSGP: ROE % Comparison

For the Real Estate Services subindustry, Main Street Complex's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Main Street Complex ROE % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Main Street Complex's ROE % distribution charts can be found below:

* The bar in red indicates where Main Street Complex's ROE % falls into.


MAL:MSC
63GF Score
Main Street Complex PLC MAL:MSC
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Main Street Complex ROE % Calculation

Main Street Complex's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=0.109/( (9.523+9.482)/ 2 )
=0.109/9.5025
=1.15 %

Main Street Complex's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=0.038/( (9.463+9.482)/ 2 )
=0.038/9.4725
=0.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 0.40% mean?
Main Street Complex (MAL:MSC) has a ROE % of 0.40% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Main Street Complex and its competitors. This is 87% below median its historical median of 3.06. Over the past decade, Main Street Complex's ROE % has ranged from 1.15 to 4.10. According to the industry distribution chart, Main Street Complex ranks #1113 out of 1732 companies in the Real Estate industry, placing it in the top 64.3%.
Is Main Street Complex's ROE % too high?
Main Street Complex's current ROE % of 0.40% is 87% below median its 10-year median of 3.06. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 4.10. The Real Estate industry median ROE % is 3.97. Main Street Complex's value of 0.40% is 89.9% below this industry median. Based on the distribution chart, Main Street Complex ranks #1113 out of 1732 companies in the Real Estate industry, which is below the industry midpoint. Overall, Main Street Complex has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Main Street Complex's ROE % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Main Street Complex ranks #1113 out of 1732 companies for ROE %. This places Main Street Complex in the lower half of its industry. The industry median ROE % is 3.97. Main Street Complex's value of 0.40% is 89.9% below this benchmark. Historically, Main Street Complex's own ROE % has ranged from 1.15 to 4.10 over the past decade. While the company's 10-year median is 3.06 vs. the industry median of 3.97, Main Street Complex has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 3.97, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Main Street Complex's current ROE % of 0.40% is 89.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Main Street Complex and its competitors. For the Real Estate industry, the median ROE % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Main Street Complex's current ROE % is 0.40%, which is 87% below median its own 10-year median of 3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Main Street Complex stock overvalued right now?
Based on GuruFocus' analysis, Main Street Complex (MAL:MSC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.20 — trading 23.1% below its estimated fair value. The current ROE % is 0.40%, which is 87% below median its 10-year median of 3.06 and 89.9% below the Real Estate industry median of 3.97. Main Street Complex's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Main Street Complex (MAL:MSC), the current ROE % is 0.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Main Street Complex (MAL:MSC) Overvalued in 2026?

Based on GuruFocus' analysis, Main Street Complex stock appears to be undervalued. The current stock price of €0.20 is trading 23.1% below its estimated GF Value™ of €0.26. GuruFocus considers Main Street Complex to be Modestly Undervalued.

Key valuation signals for MAL:MSC:

  • ROE %: 0.40% (87% below median its 10-year median of 3.06)
  • GF Value™: €0.26 vs. price of €0.20 (23.1% below fair value)
  • GF Score™: 63/100 with 7 warning signs
  • Industry Position: 89.9% below the Real Estate median (#1113 of 1732)

No single metric tells the full story. See the MAL:MSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Main Street Complex Business Description

Address Antoine De Paule Square, Main Street Complex, Paola, MLT, PLA 1262
Main Street Complex PLC is engaged in the management of and the granting of concessions of outlets and spaces within Main Street Complex, as a retail and entertainment complex, featuring four floors of retail outlets, a bar/restaurant and entertainment area, and parking facilities in Paola, Malta. All the company's revenue relates to concession income arising over time, from contracts with customers, attributable to retail outlets in Main Street Complex in Paola, Malta.
63GF Score

Get the complete analysis for MAL:MSC

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.20
Price
€0.26
GF Value