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Nobility HomesNOBH 81 Cash Ratio is 3.44 as of Apr. 2026, which is 10% below its 10-year median of 3.81. GuruFocus rates NOBH with a GF Score™ of 81/100 and a GF Value™ of $27.96 (Fairly Valued). The stock has 5 warning signs investors should review. Among 92 Homebuilding & Construction companies, Nobility Homes ranks better than 96.74% on this metric.
Nobility Homes (OTCPK:NOBH) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Nobility Homes Cash Ratio Related Terms
Nobility Homes Cash Ratio Historical Data
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The historical data trend for Nobility Homes's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Nobility Homes's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nobility Homes Cash Ratio vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Nobility Homes's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Nobility Homes's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nobility Homes (NOBH) has a Cash Ratio of 3.44 as of Apr. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Nobility Homes and its competitors. This is 10% below median its historical median of 3.81. Over the past decade, Nobility Homes' Cash Ratio has ranged from 1.44 to 6.34. According to the industry distribution chart, Nobility Homes ranks #3 out of 92 companies in the Homebuilding & Construction industry, placing it in the top 3.3%.
Is Nobility Homes' Cash Ratio too high?
Nobility Homes' current Cash Ratio of 3.44 is 10% below median its 10-year median of 3.81. Over the past 10 years, this metric has ranged from a low of 1.44 to a high of 6.34. The Homebuilding & Construction industry median Cash Ratio is 0.32. Nobility Homes' value of 3.44 is 975% above this industry median. Based on the distribution chart, Nobility Homes ranks #3 out of 92 companies in the Homebuilding & Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Nobility Homes has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nobility Homes' Cash Ratio compare to VNJA and SPHL?
According to the Homebuilding & Construction industry distribution chart, Nobility Homes ranks #3 out of 92 companies for Cash Ratio. This places Nobility Homes in the top 3% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.32. Nobility Homes' value of 3.44 is 975% above this benchmark. Historically, Nobility Homes' own Cash Ratio has ranged from 1.44 to 6.34 over the past decade. While the company's 10-year median is 3.81 vs. the industry median of 0.32, Nobility Homes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Homebuilding & Construction company?
The median Cash Ratio among Homebuilding & Construction companies is 0.32, based on 92 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nobility Homes's current Cash Ratio of 3.44 is 975% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Nobility Homes and its competitors. For the Homebuilding & Construction industry, the median Cash Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nobility Homes's current Cash Ratio is 3.44, which is 10% below median its own 10-year median of 3.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nobility Homes stock overvalued right now?
Based on GuruFocus' analysis, Nobility Homes (NOBH) is currently considered Fairly Valued. The stock's GF Value™ is $27.96, compared to a current price of $29.00 — trading 3.7% above its estimated fair value. The current Cash Ratio is 3.44, which is 10% below median its 10-year median of 3.81 and 975% above the Homebuilding & Construction industry median of 0.32. Nobility Homes' overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Nobility Homes (NOBH), the current Cash Ratio is 3.44 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nobility Homes (NOBH) Overvalued in 2026?
Based on GuruFocus' analysis, Nobility Homes stock appears to be overvalued.
The current stock price of $29.00 is trading 3.7% above its estimated GF Value™ of $27.96.
GuruFocus considers Nobility Homes to be Fairly Valued.
Key valuation signals for NOBH:
Cash Ratio: 3.44 (10% below median its 10-year median of 3.81)
GF Value™: $27.96 vs. price of $29.00 (3.7% above fair value)
Industry Position: 975% above the Homebuilding & Construction median (#3 of 92)
No single metric tells the full story. See the NOBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nobility Homes Inc focuses on designing, manufacturing, and selling manufactured and modular homes through its own retail sales centers across Florida. It also sells its manufactured homes on a wholesale basis to independent manufactured home retail dealers and manufactured home communities. The company's homes are sold as unfurnished dwellings ready for permanent occupancy. The company recognizes revenue from retail sales of new manufactured homes, the sale of the repurchased homes upon transfer of title to the new purchaser, and revenues from its independent dealers.
81GF Score
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