NOBH (Nobility Homes) Interest Coverage: No Debt (1) (As of Apr. 2026) — 100% Below Median


NOBH Nobility Homes Inc NOBH
81 GF Score
Price $30.90
GF Value $27.86
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Nobility Homes Interest Coverage?

Nobility Homes NOBH 81 Interest Coverage is No Debt (1) as of Apr. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates NOBH with a GF Score™ of 81/100 and a GF Value™ of $27.86 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 78 Homebuilding & Construction companies, Nobility Homes ranks better than 98.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Nobility Homes's Operating Income for the three months ended in Apr. 2026 was $2.10 Mil. Nobility Homes's Interest Expense for the three months ended in Apr. 2026 was $0.00 Mil. Nobility Homes has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Nobility Homes Inc has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Nobility Homes's Interest Coverage or its related term are showing as below:

NOBH' s Interest Coverage Range Over the Past 10 Years
Min: No Debt   Med: No Debt   Max: No Debt
Current: No Debt


NOBH's Interest Coverage is ranked better than
98.72% of 78 companies
in the Homebuilding & Construction industry
Industry Median: 8.305 vs NOBH: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Nobility Homes  (OTCPK:NOBH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Nobility Homes Interest Coverage Related Terms


Nobility Homes Interest Coverage Historical Data

* Premium members only.

The historical data trend for Nobility Homes's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Nobility Homes Interest Coverage Chart

Nobility Homes Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

Nobility Homes Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

NOBH vs SPHL, DREM, BDCC: Interest Coverage Comparison

For the Residential Construction subindustry, Nobility Homes's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nobility Homes Interest Coverage vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, Nobility Homes's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Nobility Homes's Interest Coverage falls into.


NOBH
81GF Score
Nobility Homes Inc NOBH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Nobility Homes Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nobility Homes's Interest Coverage for the fiscal year that ended in Oct. 2025 is calculated as

Here, for the fiscal year that ended in Oct. 2025, Nobility Homes's Interest Expense was $0.00 Mil. Its Operating Income was $10.04 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Nobility Homes had no debt (1).

Nobility Homes's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, Nobility Homes's Interest Expense was $0.00 Mil. Its Operating Income was $2.10 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Nobility Homes had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Nobility Homes (NOBH) has a Interest Coverage of No Debt (1) as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nobility Homes and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Nobility Homes' Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Nobility Homes ranks #1 out of 78 companies in the Homebuilding & Construction industry, placing it in the top 1.3%.
Is Nobility Homes' Interest Coverage too high?
Nobility Homes' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Nobility Homes ranks #1 out of 78 companies in the Homebuilding & Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Nobility Homes has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nobility Homes' Interest Coverage compare to SPHL and DREM?
According to the Homebuilding & Construction industry distribution chart, Nobility Homes ranks #1 out of 78 companies for Interest Coverage. This places Nobility Homes in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.31. Historically, Nobility Homes' own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Homebuilding & Construction company?
The median Interest Coverage among Homebuilding & Construction companies is 8.31, based on 78 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nobility Homes and its competitors. For the Homebuilding & Construction industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nobility Homes's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nobility Homes stock overvalued right now?
Based on GuruFocus' analysis, Nobility Homes (NOBH) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.86, compared to a current price of $30.90 — trading 10.9% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Nobility Homes' overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nobility Homes (NOBH), the current Interest Coverage is No Debt (1) as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nobility Homes (NOBH) Overvalued in 2026?

Based on GuruFocus' analysis, Nobility Homes stock appears to be overvalued. The current stock price of $30.90 is trading 10.9% above its estimated GF Value™ of $27.86. GuruFocus considers Nobility Homes to be Modestly Overvalued.

Key valuation signals for NOBH:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
  • GF Value™: $27.86 vs. price of $30.90 (10.9% above fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the NOBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nobility Homes Business Description

Address 3741 South West 7th Street, Ocala, FL, USA, 34474
Nobility Homes Inc focuses on designing, manufacturing, and selling manufactured and modular homes through its own retail sales centers across Florida. It also sells its manufactured homes on a wholesale basis to independent manufactured home retail dealers and manufactured home communities. The company's homes are sold as unfurnished dwellings ready for permanent occupancy. The company recognizes revenue from retail sales of new manufactured homes, the sale of the repurchased homes upon transfer of title to the new purchaser, and revenues from its independent dealers.
81GF Score

Get the complete analysis for NOBH

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.90
Price
$27.86
GF Value