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Offerpad SolutionsOPAD -3.00%50 Cash Ratio is 0.53 as of Mar. 2026, which is 179% above its 10-year median of 0.19. GuruFocus rates OPAD with a GF Score™ of 50/100 and a GF Value™ of $9.91 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,733 Real Estate companies, Offerpad Solutions ranks better than 61.97% on this metric.
Offerpad Solutions has a Cash Ratio of 0.53. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Offerpad Solutions's Cash Ratio or its related term are showing as below:
OPAD'
s Cash Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.19 Max: 0.6
Current: 0.53
During the past 7 years, Offerpad Solutions's highest Cash Ratio was 0.60. The lowest was 0.10. And the median was 0.19.
OPAD's Cash Ratio is ranked better than 61.97% of 1733
companies
in the Real Estate industry
Industry Median: 0.33
vs OPAD: 0.53
Offerpad Solutions (NYSE:OPAD) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Offerpad Solutions Cash Ratio Related Terms
Offerpad Solutions Cash Ratio Historical Data
* Premium members only.
The historical data trend for Offerpad Solutions's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, Offerpad Solutions's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Offerpad Solutions Cash Ratio vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Offerpad Solutions's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Offerpad Solutions's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Offerpad Solutions (OPAD) has a Cash Ratio of 0.53 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Offerpad Solutions and its competitors. This is 179% above median its historical median of 0.19. Over the past decade, Offerpad Solutions' Cash Ratio has ranged from 0.10 to 0.60. According to the industry distribution chart, Offerpad Solutions ranks #659 out of 1733 companies in the Real Estate industry, placing it in the top 38%.
Is Offerpad Solutions' Cash Ratio too high?
Offerpad Solutions' current Cash Ratio of 0.53 is 179% above median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.60. The Real Estate industry median Cash Ratio is 0.33. Offerpad Solutions' value of 0.53 is 60.6% above this industry median. Based on the distribution chart, Offerpad Solutions ranks #659 out of 1733 companies in the Real Estate industry, which is above the industry midpoint. Overall, Offerpad Solutions has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Offerpad Solutions' Cash Ratio compare to ABCP and MDRR?
According to the Real Estate industry distribution chart, Offerpad Solutions ranks #659 out of 1733 companies for Cash Ratio. This puts Offerpad Solutions in the upper half of its industry. The industry median Cash Ratio is 0.33. Offerpad Solutions' value of 0.53 is 60.6% above this benchmark. Historically, Offerpad Solutions' own Cash Ratio has ranged from 0.10 to 0.60 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.33, Offerpad Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Real Estate company?
The median Cash Ratio among Real Estate companies is 0.33, based on 1,733 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Offerpad Solutions's current Cash Ratio of 0.53 is 60.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Offerpad Solutions and its competitors. For the Real Estate industry, the median Cash Ratio is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Offerpad Solutions's current Cash Ratio is 0.53, which is 179% above median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Offerpad Solutions stock overvalued right now?
Based on GuruFocus' analysis, Offerpad Solutions (OPAD) is currently considered Possible Value Trap. The stock's GF Value™ is $9.91, compared to a current price of $4.94 — trading 50.2% below its estimated fair value. The current Cash Ratio is 0.53, which is 179% above median its 10-year median of 0.19 and 60.6% above the Real Estate industry median of 0.33. Offerpad Solutions' overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Offerpad Solutions (OPAD), the current Cash Ratio is 0.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Offerpad Solutions (OPAD) Overvalued in 2026?
Based on GuruFocus' analysis, Offerpad Solutions stock appears to be undervalued.
The current stock price of $4.94 is trading 50.2% below its estimated GF Value™ of $9.91.
GuruFocus considers Offerpad Solutions to be Possible Value Trap.
Key valuation signals for OPAD:
Cash Ratio: 0.53 (179% above median its 10-year median of 0.19)
GF Value™: $9.91 vs. price of $4.94 (50.2% below fair value)
Industry Position: 60.6% above the Real Estate median (#659 of 1733)
No single metric tells the full story. See the OPAD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Offerpad Solutions Inc provides a way to buy and sell a home. It uses technology-enabled solutions to remake the home selling and buying experience by offering customers the convenience, control, and certainty to solve their housing needs. It combines fundamental real estate expertise with the data-driven digital Solutions Center platform to efficiently sell and buy their homes online with streamlined access to other services, including mortgage, listing, renovation, and buyer representation services.
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